10618 Rustic Rd S, Seattle, WA 98178 Property Records

King County property record for 10618 Rustic Rd S, Seattle, WA 98178

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,260 sqft · built 2009
Lot Size	0.149 acres (6,468 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,950 (May 2006)
Tax Bill	$13,539 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Dec 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`405880-1835`

Property Details

APN / Parcel Number

Primary APN	`405880-1835`
Alternative APN	`405880183505`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,260 sqft Living Area
Gross Area	3,360 sqft
1st Floor Area	1,100 sqft
2nd Floor Area	1,160 sqft
Basement Area	1,100 sqft
Finished Basement	1,000 sqft
Unfinished Basement	100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	6,468 sqft (0.149 acres)
View / Lot	Water View
Porch	Open Porch
Porch Area	70 sqft
Deck Area	420 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	405880183505
Street Address	10618 RUSTIC RD S
City	SEATTLE
State	WA
Zip	98178-2648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	LAKE RIDGE DIV # 2 PLAT BLOCK: 37 PLAT LOT: 16
Legal Range	04
Legal Township	23
Legal Section	01
Legal Subdivision	LAKE RIDGE DIV NO. 02
Legal Block	37
Legal Lot Number	16
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	1
Census Block	1011
Census Tract	26001

Owner

Source: King County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10618 RUSTIC RD S, SEATTLE, WA 98178-2648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Dec 4, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
May 25, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Sep 1, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Dec 30, 2016	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2006 · Amount on Record
Deed Sale	May 25, 2006 · Amount on Record
Deed Document Number	2006502
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	10618 RUSTIC RD S, SEATTLE, WA 98178-2648
Transaction Type	Mortgage
Record Updated	Jun 15, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001119
Date	Jun 6, 2022
Instrument	20220606001119

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	10618 RUSTIC RD S, SEATTLE, WA 98178-2648
Document Number	0000002624
Instrument Date	Dec 4, 2020
Transaction Type	Mortgage
Record Updated	Dec 18, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10618 RUSTIC RD S SEATTLE WA 981782648, SEATTLE, WA 98178-2648

Mortgage

Document Number	0000002624
Date	Dec 10, 2020
Instrument	202012102624

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2050

Interest

Rate Type	Adjustable Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	10618 RUSTIC RD S, SEATTLE, WA 98178-2648
Document Number	0000001422
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10618 RUSTIC RD S SEATTLE WA 981782648, SEATTLE, WA 98178-2648

Mortgage

Document Number	0000001422
Date	Aug 1, 2018
Instrument	201808011422

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2048

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	10618 RUSTIC RD S, SEATTLE, WA 98178-2648
Document Number	0000000451
Instrument Date	Sep 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10618 RUSTIC RD S SEATTLE WA 981782648, SEATTLE, WA 98178-2648

Mortgage

Document Number	0000000451
Date	Sep 12, 2017
Instrument	201709120451

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2047

Interest

Rate Type	Adjustable Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	10618 RUSTIC RD S, SEATTLE, WA 98178-2648
Document Number	0000001684
Instrument Date	Dec 30, 2016
Transaction Type	Mortgage
Record Updated	Jan 17, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10618 RUSTIC RD S SEATTLE WA 981782648, SEATTLE, WA 98178-2648

Mortgage

Document Number	0000001684
Date	Jan 12, 2017
Instrument	201701121684

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Unified School District	Renton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,539.00 (+2.92%)
2025		$1,145,000 (-2.64%) Land $539,000 Building $606,000	$1,145,000 (-2.64%) Land $539,000 Building $606,000
2024	$13,155.00 (+15.47%)	$1,176,000 (+9.29%) Land $568,000 Building $608,000	$1,176,000 (+9.29%) Land $568,000 Building $608,000
2022	$11,393.00	$1,076,000 Land $390,000 Building $686,000	$1,076,000 Land $390,000 Building $686,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SKYWAY WATER & SEWER serves 12,036 people · EPA ID WA5338800
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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