10612 Rustic Rd S, Seattle, WA 98178 Property Records

King County property record for 10612 Rustic Rd S, Seattle, WA 98178

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,030 sqft · built 1954
Lot Size	0.162 acres (7,072 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Feb 2002)
Tax Bill	$10,384 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Aug 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`405880-1820`

Property Details

APN / Parcel Number

Primary APN	`405880-1820`
Alternative APN	`405880182002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,030 sqft Living Area
Gross Area	2,240 sqft
1st Floor Area	1,230 sqft
Basement Area	1,010 sqft
Finished Basement	800 sqft
Unfinished Basement	210 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	7,072 sqft (0.162 acres)
View / Lot	Water View
Porch	Open Porch
Porch Area	40 sqft
Deck Area	480 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	405880182002
Street Address	10612 RUSTIC RD S
City	SEATTLE
State	WA
Zip	98178-2648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	LAKE RIDGE DIV # 2 PLAT BLOCK: 37 PLAT LOT: 13
Legal Range	04
Legal Township	23
Legal Section	01
Legal Subdivision	LAKE RIDGE DIV NO. 02
Legal Block	37
Legal Lot Number	13
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	1
Census Block	1011
Census Tract	26001

Owner

Source: King County assessment roll, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10612 RUSTIC RD S, SEATTLE, WA 98178-2648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Aug 23, 2017	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE BROKERS SERVICES
Oct 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 11, 2002 · Amount on Record
Deed Sale	Feb 11, 2002 · Amount on Record
Deed Document Number	20022927
Prior Transfer Date	Apr 15, 1999
Prior Transfer Doc	0000001558
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	10612 RUSTIC RD S, SEATTLE, WA 98178-2648
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10612 RUSTIC RD S, SEATTLE, WA 98178-2648

Mortgage

Document Number	0000000916
Date	Jan 6, 2026
Instrument	20260106000916

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 26, 2055

Interest

Rate Type	Adjustable Rate
Rate	9.14%
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	10612 RUSTIC RD S, SEATTLE, WA 98178-2648
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000297
Date	Aug 23, 2017
Instrument	20170823000297

Lender

Name	MORTGAGE BROKERS SERVICES
Type	Mortgage Company
Address	RENTON, WA 98057

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	10612 RUSTIC RD S, SEATTLE, WA 98178-2648
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000248
Date	Oct 18, 2019
Instrument	20191018000248

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	10612 RUSTIC RD S, SEATTLE, WA 98178-2648
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002126
Date	Nov 18, 2020
Instrument	20201118002126

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Unified School District	Renton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,384.00 (+2.89%)
2025		$870,000 (-2.68%) Land $564,000 Building $306,000	$870,000 (-2.68%) Land $564,000 Building $306,000
2024	$10,092.00 (+15.15%)	$894,000 (+9.02%) Land $594,000 Building $300,000	$894,000 (+9.02%) Land $594,000 Building $300,000
2022	$8,764.00	$820,000 Land $401,000 Building $419,000	$820,000 Land $401,000 Building $419,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SKYWAY WATER & SEWER serves 12,036 people · EPA ID WA5338800
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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