10615 Rustic Rd S, Seattle, WA 98178 Property Records

King County property record for 10615 Rustic Rd S, Seattle, WA 98178

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,050 sqft · built 1955
Lot Size	0.158 acres (6,890 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Mar 2020)
Tax Bill	$7,159 (2026)
Deeds & Mortgages	May 2022 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`405880-1895`

Property Details

APN / Parcel Number

Primary APN	`405880-1895`
Alternative APN	`405880189502`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,050 sqft Living Area
1st Floor Area	1,050 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	6,890 sqft (0.158 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	160 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	405880189502
Street Address	10615 RUSTIC RD S
City	SEATTLE
State	WA
Zip	98178-2649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	LAKE RIDGE DIV # 2 7 LESS POR LOT 7 AS FOLGS - BEG AT NE COR SD LOT 7 TH SELY ALG NELY BDRY SD LOT 1 FT TH SWLY TO A PT ON SWLY BDRY SD LOT WH IS 4.44 FT SELY OF NW COR SD LOT TH NWLY ALG SD SWLY BDRY 4.44 FT TO NW COR SD LOT TH NELY ALG NWLY BDRY SD
Legal Range	04
Legal Township	23
Legal Section	01
Legal Subdivision	LAKE RIDGE DIV NO. 02
Legal Block	38
Legal Lot Number	7
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	1
Census Block	1012
Census Tract	26001

Owner

Source: King County assessment roll, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10615 RUSTIC RD S, SEATTLE, WA 98178-2649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Mar 16, 2020	Warranty Deed, Transfer QUICKEN LNS
Mar 5, 2020	Warranty Deed, Transfer JETCLOSING INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 5, 2020 · Amount on Record
Deed Sale	Mar 5, 2020 · Amount on Record
Prior Sale	Jul 22, 2016 · Amount on Record
Deed Document Number	20201350
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	10615 RUSTIC RD S, SEATTLE, WA 98178-2649
Transaction Type	Mortgage
Record Updated	May 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000242
Date	May 6, 2022
Instrument	20220506000242

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	10615 RUSTIC RD S, SEATTLE, WA 98178-2649
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000870
Date	Jan 12, 2021
Instrument	20210112000870

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Mar 16, 2020
Property Address	10615 RUSTIC RD S, SEATTLE, WA 98178-2649
Document Number	0000000963
Instrument Date	Mar 16, 2020
Instrument	202003160963
Transaction Type	Transfer
Record Updated	Mar 30, 2020
Title Company	JETCLOSING INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10615 RUSTIC RD S SEATTLE WA 981782649, SEATTLE, WA 98178-2649

Mortgage

Document Number	964
Date	Mar 16, 2020
Instrument	202003160964

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Mar 5, 2020
Property Address	10615 RUSTIC RD S, SEATTLE, WA 98178-2649
Document Number	0000001350
Instrument Date	Mar 4, 2020
Instrument	202003051350
Transaction Type	Transfer
Record Updated	Mar 18, 2020
Title Company	JETCLOSING INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1201 WESTERN AVE #100 SEATTLE WA 981012953, 100, SEATTLE, WA 98101-2953
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Unified School District	Renton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,159.00 (+2.98%)
2025		$589,000 (-2.64%) Land $354,000 Building $235,000	$589,000 (-2.64%) Land $354,000 Building $235,000
2024	$6,952.00 (+13.13%)	$605,000 (+7.08%) Land $373,000 Building $232,000	$605,000 (+7.08%) Land $373,000 Building $232,000
2022	$6,145.00	$565,000 Land $240,000 Building $325,000	$565,000 Land $240,000 Building $325,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SKYWAY WATER & SEWER serves 12,036 people · EPA ID WA5338800
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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