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10616 Reams Rd, Windermere, FL 34786 Property Records

Orange County property record for 10616 Reams Rd, Windermere, FL 34786 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,884 sqft · built 2014
Lot Size0.96 acres (4,160 sqft)
OwnerIndividual Name on File
Last Sale$377,000 (Jun 2021)
Tax Bill$7,723 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Jun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN36-23-27-9159-00-690

Property Details

APN / Parcel Number

Primary APN36-23-27-9159-00-690
Alternative APNs
  • 272336915900690
  • 158668
  • 159940
  • 162358

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,884 sqft Living Area
Gross Area2,770 sqft
1st Floor Area733 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,160 sqft (0.96 acres)
Garage TypeAttached
Garage Area491 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address10616 REAMS RD
CityWINDERMERE
StateFL
Zip34786-5714
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWINDERMERE TRAILS PHASE 1C 80/15 LOT 69
Legal Range27E
Legal Township23S
Legal Section36
Legal SubdivisionWINDERMERE TRAILS PH 1C
Legal Phase1C
Legal Tract9159
Legal Lot Number69
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group3
Census Block3048
Census Tract17112

Owner

Source: Orange County records · APN 36-23-27-9159-00-690

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10616 REAMS RD, WINDERMERE, FL 34786-5714
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2026Deed of Trust, Mortgage · Stand-Alone First Mortgage
DAVID RANKIN ETAL
Jun 01, 2021Warranty Deed, Transfer · Conventional Mortgage
5TH STREET CAPITAL INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 01, 2021 · Amount on Record
Deed SaleJun 01, 2021 · Amount on Record
Deed Document Number2021325964
Record UpdatedJun 08, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address10616 REAMS RD, WINDERMERE, FL 34786-5714
Transaction TypeMortgage
Record UpdatedMar 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address11911 66TH ST, LARGO, FL 33773-3639

Mortgage

Document Number0000094977
DateFeb 17, 2026
Instrument20260094977
Lender
NameDAVID RANKIN ETAL
TypePrivate Party
Address635 BUNGALOW CT, BEAVERCREEK, OH 45430
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJun 01, 2021
Property Address10616 REAMS RD, WINDERMERE, FL 34786-5714
Document Number0000325964
Map ReferenceMB 80 PG 15-19
Instrument DateMay 07, 2021
Instrument20210325964
Transaction TypeTransfer
Record UpdatedMar 06, 2023
Title CompanyEXPRESS TITLE, EXPRESS TTL & CLOSING SVCS L

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,639.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5364 DIPLOMAT CT, KISSIMMEE, FL 34746-7155

Transferred To (Grantee/Buyer)

NameVerified Name
Address10616 REAMS RD, WINDERMERE, FL 34786-5714

Mortgage

Document Number0000325965
DateJun 01, 2021
Instrument20210325965
Lender
Name5TH STREET CAPITAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateJun 01, 2026
Change Frequency6 Months
Min Rate At Change3.5%
Max Rate At Change6.5%
IndexOther
Max Rate9.5%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$409,580 (-6.16%) Land $100,000 Building $309,580$409,580 (-8.44%) Land $100,000 Building $309,580
2025$7,723.00 (+8.53%)$436,464 (+8.91%)$447,350 (+11.63%) Land $100,000 Building $347,350
2024$7,116.00 (+12.77%)
2023$6,310.00 (+14.46%)$400,752 (+22.21%) Land $95,000 Building $305,752$400,752 (+22.21%) Land $95,000 Building $305,752
2022$5,513.00$327,922 Land $71,250 Building $256,672$327,922 Land $71,250 Building $256,672

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950171123, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 39 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies39 in force
32 of 39 on primary residences

Wildfire

Wildfire RiskLow
above 32% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 4,348 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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