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10608 Otter Key Ln, Estero, FL 33928 Property Records

Lee County property record for 10608 Otter Key Ln, Estero, FL 33928 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2020
Square Footage4,524 sqft Living Area
Lot Size6,617 sqft (0.152 acres)
OccupancyOwner Occupied
Last Sale$542,700 (2020)
Tax Bill$6,296.00 (2025)

Property Details

APN / Parcel Number

Primary APN26-46-25-E2-37000.2590
Alternative APNs
  • 252646E2370002590
  • 10575739

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area4,524 sqft Living Area
Gross Area5,584 sqft Gross Area
1st Floor1,896 sqft 1st Floor
Upper Floors1,813 sqft Upper Floors
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleCape Cod Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialConcrete Roof
Lot Area6,617 sqft (0.152 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area624 sqft Garage

Exterior Amenities

Pool Area312 sqft Pool
SprinklersInstalled Lawn/Plantings Watering System Sprinklers
Patio Area503 sqft Patio
Porch Area436 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number10575739
Street Address10608 OTTER KEY LN
CityESTERO
StateFL
Zip33928-4046
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTIDEWATER PH 2 AS DESC IN INST# 2016000151991 LOT 259
Legal Range25E
Legal Township46S
Legal Section26
Legal SubdivisionTIDEWATER PH 2
Legal Phase2
Legal Block1
Legal Lot Number259
JurisdictionLEE FL
Minor Civil DivisionLEHIGH ACRES
Census Blockgroup1
Census Block1003
Census Tract40118

Owner

Source: Lee County records · APN 26-46-25-E2-37000.2590

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10608 OTTER KEY LN, ESTERO, FL 33928-4046
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 29, 2020 · Amount on Record
Deed SaleMay 29, 2020 · Amount on Record
Deed Doc Number2020121285
Record RefreshedJun 08, 2026

May 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateMay 29, 2020
Property Address10608 OTTER KEY LN, ESTERO, FL 33928-4046
Document Number0000121285
Map ReferenceDOC 2016000151991
Instrument DateMay 26, 2020
Instrument2020000121285
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 10, 2022
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,798.90
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address24311 WALDEN CENTER DR # DR300, 24311, BAREFOOT BCH, FL 34134-4937

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address10608 OTTER KEY LN, ESTERO, FL 33928-4046

Mortgage

Document Number0000121286
DateMay 29, 2020
Instrument2020000121286
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,296.00 (+6.55%) Homeowner's exemption$495,653 (+5.99%)$738,338 (+11.78%) Land $93,670 Building $644,668
2023$5,909.00 (+0.32%) Homeowner's exemption$467,654 (+3%)$660,548 (+20.18%) Land $75,970 Building $584,578
2022$5,890.00 Homeowner's exemption$454,033$549,638 Land $73,800 Building $475,838

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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