Howard County property record for 10613 Whiterock Ct, Laurel, MD 20723
| Property Type | Townhouse |
|---|---|
| Details | 4 ba · 1,220 sqft · built 1984 |
| Lot Size | 0.039 acres (1,698 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $271,000 (Oct 2012) |
| Tax Bill | $5,681 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-470947 |
| Primary APN | 06-470947 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,220 sqft Total Area |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,698 sqft (0.039 acres) |
| Deck Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 470947 |
|---|---|
| Street Address | 10613 WHITEROCK CT |
| City | LAUREL |
| State | MD |
| Zip | 20723-1260 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RSC |
| Legal Description | LOT 6 .0392 A 10613 WHITEROCK CT MURRAY HILL S 4 AR 1 |
| Legal Subdivision | MURRAY HILL SEC 04 |
| Legal Lot Number | 6 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 606808 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7074 GARDEN WALK, COLUMBIA, MD 21044-4902 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Nov 12, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage IVY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2012 · Amount on Record |
| Deed Sale | Oct 2, 2012 · Amount on Record |
| Prior Sale | Jan 25, 2005 · Amount on Record |
| Deed Book / Page | 14342 / 404 |
| Transfer Doc | 0000007291 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10613 WHITEROCK CT, LAUREL, MD 20723-1260 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0213430179 |
|---|---|
| Date | Feb 17, 2022 |
| Book Page | 21343/179 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Jul 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Nov 12, 2020 |
| Property Address | 10613 WHITEROCK CT, LAUREL, MD 20723-1260 |
| Document Number | 0199080284 |
| Book / Page | 19908 / 284 |
| Map Reference | MB CMP 5397 |
| Instrument Date | Oct 22, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | HERITAGE TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 19908287 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 19908/287 |
| Name | IVY MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,681.00 (+4.99%) | $364,100 (+5.05%) | $399,100 (+15.15%) Land $200,000 Building $199,100 |
| 2025 | $5,411.00 (+5.37%) | $346,600 (+12.41%) Land $155,000 Building $191,600 | $346,600 (-) Land $155,000 Building $191,600 |
| 2024 | $5,135.00 (+57.71%) | ||
| 2023 | $308,333 | $346,600 Land $155,000 Building $191,600 | |
| 2022 | $3,256.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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