10616 Whiterock Ct, Laurel, MD 20723 Property Records

Howard County property record for 10616 Whiterock Ct, Laurel, MD 20723

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,280 sqft · built 1983
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on File
Last Sale	$247,000 (Aug 2011)
Tax Bill	$4,915 (2026)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-471307`

Property Details

APN / Parcel Number

Primary APN	`06-471307`
Alternative APNs	`6471307` `471307`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,280 sqft Total Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,742 sqft (0.04 acres)
Deck Area	256 sqft
Shed	1 Shed
Shed Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	471307
Street Address	10616 WHITEROCK CT
City	LAUREL
State	MD
Zip	20723-1261
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RSC
Legal Description	LOT 38 .0405 A 10616 WHITEROCK CT MURRAY HILL S 4 AR 1
Legal Subdivision	MURRAY HILL SEC 04 AR 01
Legal Lot Number	38
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	2
Census Block	2001
Census Tract	606808

Owner

10616 Whiterock Ct, a townhouse, is owned and occupied by two individuals who acquired it in July 2016.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10616 WHITEROCK CT, LAUREL, MD 20723-1261
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2011 · Amount on File
Deed Sale	Aug 16, 2011 · Amount on File
Prior Sale	Dec 7, 2010 · Amount on File
Deed Book / Page	13390 / 386
Last Transfer Date	Jul 11, 2016
Transfer Doc	0170390166
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10616 WHITEROCK CT, LAUREL, MD 20723-1261
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10616 WHITEROCK CT, LAUREL, MD 20723-1261

Mortgage

Document Number	0212600199
Date	Jan 12, 2022
Book Page	21260/199

Lender

Name	MILLENNIAL HOME LENDING INC
Type	Mortgage Company
Address	CHATSWORTH, CA 91311

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 10616 Whiterock Ct was $4,915 with a homeowner's exemption, up 3.8% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,915.00 (+3.85%) Homeowner's exemption	$319,000 (+6.55%)	$358,200 (+19.64%) Land $200,000 Building $158,200
2025	$4,733.00 (+5.2%) Homeowner's exemption	$299,400 Land $155,000 Building $144,400	$299,400 Land $155,000 Building $144,400
2024	$4,499.00
2023		$266,867 (+6.49%)	$299,400 (+19.47%) Land $155,000 Building $144,400
2022	$2,821.00 Homeowner's exemption	$250,600 Land $130,000 Building $120,600	$250,600 Land $130,000 Building $120,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10616 Whiterock Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10616 Whiterock Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20