Howard County property record for 10607 Whiterock Ct, Laurel, MD 20723
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,220 sqft · built 1983 |
| Lot Size | 0.045 acres (1,960 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $125,000 (Oct 1997) |
| Tax Bill | $5,011 (2026) |
| Deeds & Mortgages | Apr 2026 Sale Apr 2026 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-470920 |
| Primary APN | 06-470920 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,220 sqft Total Area |
| Basement Area | 1 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,960 sqft (0.045 acres) |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 470920 |
|---|---|
| Street Address | 10607 WHITEROCK CT |
| City | LAUREL |
| State | MD |
| Zip | 20723-1260 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RSC |
| Legal Description | LOT 4 .0455 A 10607 WHITEROCK CT MURRAY HILL S 4 AR 1 |
| Legal Subdivision | MURRAY HILL SEC 04 AR 01 |
| Legal Lot Number | 4 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 606808 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10607 WHITEROCK CT, LAUREL, MD 20723-1260 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Apr 2, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 2, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Apr 16, 2019 | Quit Claim Deed, Transfer · Conventional with PMI CITI LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 1997 · Amount on Record |
| Deed Sale | Oct 2, 1997 · Amount on Record |
| Prior Sale | Dec 20, 1990 · Amount on Record |
| Deed Document Number | 19976332 |
| Deed Book / Page | 4078 / 200 |
| Last Transfer Date | Feb 25, 2026 |
| Transfer Doc | 0231750183 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Apr 2, 2026 |
| Property Address | 10607 WHITEROCK CT, LAUREL, MD 20723-1260 |
| Document Number | 2317000183 |
| Book / Page | 23175 / 183 |
| Instrument Date | Feb 25, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 10607 WHITEROCK CT, LAUREL, MD 20723-1260 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Apr 2, 2026 |
| Property Address | 10607 WHITEROCK CT, LAUREL, MD 20723-1260 |
| Document Number | 0231750183 |
| Book / Page | 23175 / 183 |
| Instrument Date | Feb 25, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 10607 WHITEROCK CT, LAUREL, MD 20723-1260 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10607 WHITEROCK CT, LAUREL, MD 20723-1260 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0199430264 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 19943/264 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Apr 16, 2019 |
| Property Address | 10607 WHITEROCK CT, LAUREL, MD 20723-1260 |
| Document Number | 0186250311 |
| Book / Page | 018625 / 000311 |
| Instrument Date | Apr 9, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2020 |
| Title Company | RESOURCE R/E SERVICES, RESOURCE R/E SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 110607 WHITEROCK CT LAUREL MD 20723, LAUREL, MD 20723 |
| Document Number | 186250315 |
|---|---|
| Date | Apr 16, 2019 |
| Book Page | 018625/000315 |
| Name | CITI LNDG |
|---|---|
| Address | VIENNA, VA 22182 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 15, 2049 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,011.00 (+1.83%) Homeowner's exemption | $338,833 (+5.33%) | $373,100 (+15.98%) Land $200,000 Building $173,100 |
| 2025 | $4,921.00 (+4.66%) Homeowner's exemption | $321,700 (+12.34%) Land $155,000 Building $166,700 | $321,700 (-) Land $155,000 Building $166,700 |
| 2024 | $4,702.00 (+55.44%) | ||
| 2023 | $286,367 | $321,700 Land $155,000 Building $166,700 | |
| 2022 | $3,025.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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