Louisville/Jefferson County Metro Government property record for 10611 Elder Ln, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3.5 ba · 3,113 sqft · built 2001 |
| Lot Size | 0.582 acres (25,352 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Aug 2017) |
| Tax Bill | $5,591 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21277702060000 |
| Primary APN | 21277702060000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,113 sqft Finished Area |
| Basement Area | 2,084 sqft |
| Finished Basement | 1,409 sqft |
| Flooring | Covered |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 25,352 sqft (0.582 acres) |
| Garage Type | Attached |
| Garage Area | 534 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00002362 |
|---|---|
| Street Address | 10611 ELDER LN |
| City | PROSPECT |
| State | KY |
| Zip | 40059-8500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4-RESIDEN |
| Legal Description | TRACT 1 MINOR PLAT DB 6538 X 331, 0.582 AC +/- AKA REVISED LOT 206 MINOR PLAT DB 6538 X 331, 0.582 AC +/- |
| Legal Subdivision | GLENOAKS |
| Legal Tract | 1 |
| Legal Lot Number | 206 |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | NORTHEAST JEFFERSON |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 10313 |
10611 Elder Ln is owned and occupied by two individuals who bought it in August 2017.
Source: Louisville/Jefferson County Metro Government records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10611 ELDER LN, PROSPECT, KY 40059-8500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2026 | Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK AND TRUST COMPANY |
| Apr 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG |
| Aug 22, 2017 | Warranty Deed, Transfer · Conventional with PMI PROVIDENT FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2017 · Amount on File |
| Deed Sale | Aug 22, 2017 · Amount on File |
| Deed Document Number | 2017185586 |
| Deed Book / Page | 10961 / 837 |
| Prior Transfer Date | Aug 25, 2008 |
| Prior Transfer Doc | 0092830062 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Apr 1, 2026 |
| Property Address | 10611 ELDER LN, PROSPECT, KY 40059-8500 |
| Document Number | 0000037069 |
| Book / Page | 19728 / 768 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 202637069 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | CSC DOCUMENT RECORDING |
| Name | Verified Name |
|---|---|
| Address | 10611 ELDER LN, PROSPECT, KY 40059-8500 |
| Document Number | 0000037069, |
|---|---|
| Date | Apr 1, 2026 |
| Book Page | 19728/768 |
| Instrument | 202637069 |
| Name | STOCK YARDS BANK AND TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 10611 ELDER LN, PROSPECT, KY 40059-8500 |
| Document Number | 0165090580 |
| Instrument Date | Apr 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 10611 ELDER LN PROSPECT KY 400598500, PROSPECT, KY 40059-8500 |
| Document Number | 0165090580 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | 016509/000580 |
| Instrument | 87313 |
| Name | PROVIDENT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ROSA, CA 95401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 29, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Aug 22, 2017 |
| Property Address | 10611 ELDER LN, PROSPECT, KY 40059-8500 |
| Document Number | 0109610837 |
| Book / Page | 010961 / 000837 |
| Instrument Date | Aug 18, 2017 |
| Instrument | 185586 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $415.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 10611 ELDER LN PROSPECT KY 400598500, PROSPECT, KY 40059-8500 |
| Document Number | 151900460 |
|---|---|
| Date | Aug 22, 2017 |
| Book Page | 015190/000460 |
| Instrument | 185587 |
| Name | PROVIDENT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | SCHAUMBURG, IL 60173 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 21, 2047 |
The 2025 property tax bill for 10611 Elder Ln was $5,591.
Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,591.00 | $500,990 Land $89,250 Building $411,740 | |
| 2024 | $500,990 (-) Land $89,250 Building $411,740 | ||
| 2023 | $5,801.00 (-0.34%) | $500,990 (-) Land $89,250 Building $411,740 | $500,990 (-) Land $89,250 Building $411,740 |
| 2022 | $5,821.00 | $500,990 Land $89,250 Building $411,740 | $500,990 Land $89,250 Building $411,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10611 Elder Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10611 Elder Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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