Louisville/Jefferson County Metro Government property record for 10612 Elder Ln, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,092 sqft · built 2000 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,451 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 21277702190000 |
| Primary APN | 21277702190000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 3,092 sqft Finished Area |
| Basement Area | 1,771 sqft |
| Flooring | Covered |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Type | Attached |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 288 sqft |
| Patio Area | 162 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00002411 |
|---|---|
| Street Address | 10612 ELDER LN |
| City | PROSPECT |
| State | KY |
| Zip | 40059-8500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4-RESIDEN |
| Legal Description | .38 AC GLENOAKS SUB SEC 4A |
| Legal Subdivision | GLENOAKS SUB |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | NORTHEAST JEFFERSON |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 10313 |
Source: Louisville/Jefferson County Metro Government records, as of December 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10612 ELDER LN, PROSPECT, KY 40059-8500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 25, 2006 |
| Transfer Doc | 0088410915 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Aug 14, 2026 |
| Property Address | 10612 ELDER LN, PROSPECT, KY 40059-8500 |
| Document Number | 0000100701 |
| Book / Page | 19933 / 756 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 2026100701 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | GRACE TITLE GROUP INC, GRACE TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 10612 ELDER LN, PROSPECT, KY 40059-8500 |
| Document Number | 0000100701, |
|---|---|
| Date | Aug 14, 2026 |
| Book Page | 19933/756 |
| Instrument | 2026100701 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,451.00 (-4.28%) Homeowner's exemption | $447,980 (-) Land $85,000 Building $362,980 | |
| 2024 | $447,980 (-) Land $85,000 Building $362,980 | ||
| 2023 | $4,650.00 (-1.77%) Homeowner's exemption | $447,980 (-) Land $85,000 Building $362,980 | $447,980 (-) Land $85,000 Building $362,980 |
| 2022 | $4,734.00 Homeowner's exemption | $447,980 Land $85,000 Building $362,980 | $447,980 Land $85,000 Building $362,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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