Howard County property record for 10603 Whiterock Ct, Laurel, MD 20723
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,060 sqft · built 1983 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Aug 2008) |
| Tax Bill | $5,169 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-470904 |
| Primary APN | 06-470904 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,060 sqft Total Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,742 sqft (0.04 acres) |
| Deck Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 470904 |
|---|---|
| Street Address | 10603 WHITEROCK CT |
| City | LAUREL |
| State | MD |
| Zip | 20723-1260 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RSC |
| Legal Description | LOT 2 .0402 A 10603 WHITEROCK CT MURRAY HILL S 4 AR 1 |
| Legal Subdivision | MURRAY HILL SEC 04 |
| Legal Lot Number | 2 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 606808 |
10603 Whiterock Ct, a townhouse, is owned and occupied by an individual who bought it in August 2008.
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10603 WHITEROCK CT, LAUREL, MD 20723-1260 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2008 · Amount on File |
| Deed Sale | Aug 1, 2008 · Amount on File |
| Prior Sale | Jun 14, 2005 · Amount on File |
| Deed Document Number | 200887492 |
| Deed Book / Page | 11312 / 299 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10603 WHITEROCK CT, LAUREL, MD 20723-1260 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | EQUITY SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0207070026 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | 20707/26 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Dec 1, 2050 |
The 2026 property tax bill for 10603 Whiterock Ct was $5,169, up 5.3% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,169.00 (+5.32%) | $328,600 (+5.46%) | $362,600 (+16.37%) Land $200,000 Building $162,600 |
| 2025 | $4,908.00 | $311,600 Land $155,000 Building $156,600 | $311,600 Land $155,000 Building $156,600 |
| 2023 | $277,400 | $311,600 Land $155,000 Building $156,600 | |
| 2022 | $2,930.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10603 Whiterock Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10603 Whiterock Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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