10607 W Larch Rd, Tracy, CA 95304 Property Records

San Joaquin County property record for 10607 W Larch Rd, Tracy, CA 95304

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,360 sqft · built 1964
Lot Size	0.826 acres (36,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$560,000 (Jun 2018)
Tax Bill	$7,438 (2026)
Deeds & Mortgages	Sep 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`212-170-460-000`

Property Details

APN / Parcel Number

Primary APN	`212-170-460-000`
Alternative APN	`212-170-46`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,360 sqft Living Area
1st Floor Area	1,360 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	36,000 sqft (0.826 acres)
Garage Type	Carport
Garage Area	1,496 sqft
Carport	Carport
Carport Area	1,496 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	212-170-46
Street Address	10607 W LARCH RD
City	TRACY
State	CA
Zip	95304-1503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AU20
Legal Description	93-SQ FOOTAGE CORRECTED PER RS 32-39
Legal Subdivision	TRACY GARDEN FARMS
Legal Block	1
Legal Lot Number	2
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1030
Census Tract	5225

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10607 W LARCH RD, TRACY, CA 95304-1503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage SIGN ON THE LINE INC
May 18, 2020	Quit Claim Deed, Transfer SIGN ON THE LINE INC
Jun 5, 2018	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2018 · Amount on Record
Deed Sale	Jun 5, 2018 · Amount on Record
Prior Sale	Jun 9, 2015 · Amount on Record
Deed Document Number	201862185
Last Transfer Date	Feb 29, 2020
Transfer Doc	0000058281
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	10607 W LARCH RD, TRACY, CA 95304-1503
Transaction Type	Mortgage
Record Updated	Oct 11, 2021
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10607 W LARCH RD, TRACY, CA 95304-1503

Mortgage

Document Number	0000162326
Date	Sep 28, 2021
Instrument	2021-162326

Lender

Name	SIGN ON THE LINE INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 18, 2020
Property Address	10607 W LARCH RD, TRACY, CA 95304-1503
Document Number	0000058281
Instrument Date	Feb 29, 2020
Instrument	58281
Transaction Type	Transfer
Record Updated	Jun 3, 2020
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10607 W LARCH RD TRACY CA 953041503, TRACY, CA 95304-1503

Mortgage

Document Number	58282
Date	May 18, 2020
Instrument	58282

Lender

Name	SIGN ON THE LINE INC
Address	IRVINE, CA 92618

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 17, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 5, 2018
Property Address	10607 W LARCH RD, TRACY, CA 95304-1503
Document Number	0000062185
Map Reference	VOL 8 PG 1
Instrument Date	May 24, 2018
Instrument	2018-062185
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10607 W LARCH RD, TRACY, CA 95304-1503

Mortgage

Document Number	0000062186
Date	Jun 5, 2018
Instrument	2018-062186

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,438.00 (-0.03%)
2025	$7,440.00 (+10.11%)	$637,179 (+4.04%) Land $227,563 Building $409,616
2023	$6,757.00 (+2.02%)	$612,438 Land $218,727 Building $393,711	$679,770
2022	$6,623.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 81 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	3 (2022–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
unWired Broadband Fixed Wireless	400 / 50
Matrix Broadband Fixed Wireless	200 / 40
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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