10542 S Fork Loop, Panama City, FL 32404 Property Records

Bay County property record for 10542 S Fork Loop, Panama City, FL 32404

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,566 sqft · built 2002
Lot Size	0.53 acres (23,086 sqft)
Owner	Individual Name on Record
Last Sale	$14,300 (Jun 2002)
Tax Bill	$599 (2025)
Deeds & Mortgages	Sep 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`03811-617-000`

Property Details

APN / Parcel Number

Primary APN	`03811-617-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,566 sqft Living Area
1st Floor Area	1,566 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	23,086 sqft (0.53 acres)
Lot Dimensions	220 ft deep x 105 ft wide
Driveway	Driveway
Porch	Unfinished Open Porch
Porch Area	224 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10542 S FORK LOOP
City	PANAMA CITY
State	FL
Zip	32404-4856
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	BC16
Legal Description	CREEK HOLLOW EST UNIT #3 201B LOT 38 ORB 3952 P 523
Legal Range	12W
Legal Township	02S
Legal Section	16
Legal Subdivision	CREEK HOLLOW EST
Legal Lot Number	38
Legal Unit	3
Jurisdiction	BAY FL
Township / Civil Division	YOUNGSTOWN
Census Block Group	3
Census Block	3034
Census Tract	302

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10542 S FORK LOOP, PANAMA CITY, FL 32404-4856
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2002 · Amount on Record
Deed Sale	Jun 21, 2002 · Amount on Record
Deed Document Number	200238034
Deed Book / Page	2155 / 1410
Last Transfer Date	Jul 1, 2014
Transfer Doc	0036202040
Record Updated	Jun 8, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Sep 13, 2017
Property Address	10542 S FORK LOOP, PANAMA CITY, FL 32404-4856
Document Number	0039351982
Book / Page	003935 / 001982
Instrument Date	Sep 13, 2017
Instrument	51848
Transaction Type	Transfer
Record Updated	Sep 29, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	8810 CREEK RUN RD YOUNGSTOWN FL 324662667, YOUNGSTOWN, FL 32466-2667

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$599.00 (+1.87%)	$46,552 (+25.26%)	$50,925 (+37.03%) Land $26,438 Building $24,487
2024	$588.00 (+16.44%)
2023	$505.00 (+15.03%)	$37,164 (+7.46%) Land $19,685 Building $17,479	$37,164 (+7.46%) Land $19,685 Building $17,479
2022	$439.00	$34,585 Land $18,884 Building $15,701	$34,585 Land $18,884 Building $15,701

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 81 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	10 (2014–2021)
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Tropical Storm Fred, Aug 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35