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10541 S Fork Loop, Panama City, FL 32404 Property Records

Bay County property record for 10541 S Fork Loop, Panama City, FL 32404 · Last verified July 2026

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 2,200 sqft · built 2001
Lot Size0.971 acres (42,296 sqft)
OwnerIndividual Name on File
Last Sale$51,500 (Apr 2015)
Tax Bill$382 (2025)
Deeds & MortgagesDec 2018 Transfer
Flood ZoneZone X (minimal risk)
APN03811-632-000

Property Details

APN / Parcel Number

Primary APN03811-632-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,200 sqft Living Area
1st Floor Area1,810 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialOther
Lot Area42,296 sqft (0.971 acres)
Lot Dimensions164 ft deep x 258 ft wide
DrivewayDriveway
Driveway Area462 sqft
PorchFlorida Room
Porch Area172 sqft
Deck Area125 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address10541 S FORK LOOP
CityPANAMA CITY
StateFL
Zip32404-4884
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionCREEK HOLLOW EST UNIT #3 201B LOT 70 ORB 4067 P 474
Legal Range12W
Legal Township02S
Legal Section16
Legal SubdivisionCREEK HOLLOW EST
Legal Lot Number70
Legal Unit3
JurisdictionBAY FL
Township / Civil DivisionYOUNGSTOWN
Census Block Group3
Census Block3037
Census Tract302

Owner

Source: Bay County records · APN 03811-632-000

Assessment roll updated January 5, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10541 S FORK LOOP, PANAMA CITY, FL 32404-4884
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 21, 2015 · Amount on Record
Deed SaleApr 21, 2015 · Amount on Record
Prior SaleJun 26, 2014
Deed Document Number201521307
Deed Book / Page3692 / 994
Last Transfer DateSep 14, 2025
Transfer Doc0000057241
Record UpdatedSep 20, 2026

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateDec 07, 2018
Property Address10541 S FORK LOOP, PANAMA CITY, FL 32404-4884
Document Number0040670474
Book / Page004067 / 000474
Instrument DateNov 30, 2018
Instrument72574
Transaction TypeTransfer
Record UpdatedJan 08, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10541 S FORK LOOP CALLAWAY FL 324044884, CALLAWAY, FL 32404-4884

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$382.00 (-7.28%) Homeowner's exemption$63,729 (+23.64%)$76,182 (+42.6%) Land $43,468 Building $32,714
2024$412.00 (+14.13%)
2023$361.00 (+10.06%) Homeowner's exemption$51,545 (+3%)$53,422 (+6.75%) Land $32,365 Building $21,057
2022$328.00 Homeowner's exemption$50,044 Land $31,048 Building $18,996$50,044 Land $31,048 Building $18,996

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050003023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 81 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies81 in force
Nearby Flood Claims10 (2014–2021)
Most Recent ClaimAug 2021, rainfall accumulation, Tropical Storm Fred
Claims By Storm
  • Tropical Storm Fred, Aug 2021 · 4 claims

Wildfire

Wildfire RiskModerate
above 58% of the US · above 31% of Florida
Wildfire LikelihoodAbout 1 in 562 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 92 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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