10620 Sable Cap Rd, Mint Hill (Charlotte), NC 28227 Property Records

Mecklenburg County property record for 10620 Sable Cap Rd, Mint Hill, NC 28227

Property Summary

Property TypeSingle Family Home
Details6 bd · 6 ba · 4,472 sqft · built 2015
Lot Size0.544 acres (23,706 sqft)
Owner2 Individual Names on Record
Last Sale$422,500 (May 2015)
Tax Bill$6,348 (2023)
Deeds & MortgagesApr 2017 Mortgage
Aug 2020 Second Mortgage
Flood ZoneZone X (minimal risk)
APN139-367-01

Property Details

APN / Parcel Number

Primary APN139-367-01

Interior

Bedrooms6 Beds
Full Baths6 Baths
Stories2 Stories
Building Area4,472 sqft Heated Area
Gross Area5,981 sqft
1st Floor Area1,508 sqft
Upper Floors Area1,822 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Exterior MaterialAluminum/Vinyl
Lot Area23,706 sqft (0.544 acres)
Garage Area733 sqft
PorchPorch
Porch Area114 sqft
Patio Area260 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number139-367-01
Street Address10620 SABLE CAP RD
CityMINT HILL
StateNC
Zip28227-3627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionL113 M56-23
Legal SubdivisionSUMMERWOOD MAP 5
Legal Lot Number113
JurisdictionMECKLENBURG NC
Township / Civil Division6, CLEAR CREEK
Census Block Group1
Census Block1020
Census Tract5714

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10620 SABLE CAP RD, MINT HILL, NC 28227-3627
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2017Deed of Trust, Mortgage · Commercial Mortgage
FIFTH THIRD BANK
Aug 21, 2020Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 7, 2015 · Amount on Record
Deed SaleMay 7, 2015 · Amount on Record
Deed Document Number0029953116
Deed Book / Page29953 / 116
Record UpdatedJun 7, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address10620 SABLE CAP RD, MINT HILL, NC 28227-3627
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000045752
DateApr 10, 2017
Book Page31705/284
Instrument2017045752
Lender
NameFIFTH THIRD BANK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term359 Months
DueMar 25, 2047

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address10620 SABLE CAP RD, MINT HILL, NC 28227-3627
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address10620 SABLE CAP RD, MINT HILL, NC 28227-3627

Mortgage

Document Number0000131856
DateAug 21, 2020
Book Page34954/169
Instrument2020131856
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term358 Months
DueJun 25, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityMint Hill Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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