Howard County property record for 10601 Whiterock Ct, Laurel, MD 20723
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,220 sqft · built 1983 |
| Lot Size | 0.051 acres (2,221 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Sep 2026) |
| Tax Bill | $5,508 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-470890 |
| Primary APN | 06-470890 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,220 sqft Total Area |
| Basement Area | 450 sqft |
| Finished Basement | 450 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,221 sqft (0.051 acres) |
| Deck Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 470890 |
|---|---|
| Street Address | 10601 WHITEROCK CT |
| City | LAUREL |
| State | MD |
| Zip | 20723-1260 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RSC |
| Legal Description | LOT 1 2,221 SQ 10601 WHITEROCK CT MURRAY HILL S 4 AR 1 |
| Legal Subdivision | MURRAY HILL SEC 04 AR 01 |
| Legal Lot Number | 1 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 606808 |
Source: Howard County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10601 WHITEROCK CT, LAUREL, MD 20723-1260 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2026 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK |
| Nov 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE LINK INC |
| Oct 19, 2017 | Quit Claim Deed, Mortgage · FHA Mortgage CITIZENS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2026 · Amount on Record |
| Deed Sale | Sep 22, 2026 · Amount on Record |
| Prior Sale | Sep 6, 2024 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 23415 / 358 |
| Prior Transfer Date | Sep 29, 2017 |
| Prior Transfer Doc | 0000873084 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Sep 22, 2026 |
| Property Address | 10601 WHITEROCK CT, LAUREL, MD 20723-1260 |
| Document Number | 2341000358 |
| Book / Page | 23415 / 358 |
| Instrument Date | Aug 7, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2026 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $454,500.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10601 WHITEROCK CT, LAUREL, MD 20723-1260 |
| Document Number | 2341000365, |
|---|---|
| Date | Sep 22, 2026 |
| Book Page | 23415/365 |
| Name | JPMORGAN CHASE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10601 WHITEROCK CT, LAUREL, MD 20723-1260 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | EASTERN TITLE AND SETTLEMENT |
| Name | Verified Name |
|---|---|
| Address | 10601 WHITEROCK CT, LAUREL, MD 20723-1260 |
| Document Number | 0199060243 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | 19906/243 |
| Name | THE MORTGAGE LINK INC |
|---|---|
| Type | Mortgage Company |
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Oct 19, 2017 |
| Property Address | 10601 WHITEROCK CT, LAUREL, MD 20723-1260 |
| Document Number | 0178730084 |
| Book / Page | 017873 / 000084 |
| Instrument Date | Sep 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2017 |
| Title Company | LIBERTY TITLE AND ESCROW |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10601 WHITEROCK CT LAUREL MD 207231260, LAUREL, MD 20723-1260 |
| Document Number | 178730088 |
|---|---|
| Date | Oct 19, 2017 |
| Book Page | 017873/000088 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 18, 2047 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,508.00 (+4.83%) | $352,133 (+4.9%) | $385,000 (+14.69%) Land $200,000 Building $185,000 |
| 2025 | $5,254.00 (+7.53%) | $335,700 (+12.36%) Land $155,000 Building $180,700 | $335,700 (-) Land $155,000 Building $180,700 |
| 2024 | $4,886.00 (+54.82%) | ||
| 2023 | $298,767 | $335,700 Land $155,000 Building $180,700 | |
| 2022 | $3,156.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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