Lake County property record for 1060 Somerset Ave, Deerfield, IL 60015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,800 sqft · built 1952 |
| Lot Size | 0.144 acres (6,251 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $275,000 (Oct 2018) |
| Tax Bill | $10,006 (2024) |
| Deeds & Mortgages | Oct 2025 Line of Credit Apr 2024 Reverse Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-29-405-013 |
| Primary APN | 16-29-405-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 900 sqft |
| 2nd Floor Area | 900 sqft |
| Upper Floors Area | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,251 sqft (0.144 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 584 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 1060 SOMERSET AVE |
|---|---|
| City | DEERFIELD |
| State | IL |
| Zip | 60015-2942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEERFIELD PARK LAND & IMPROVEMENT ASSN SUB; LOTS 33 & 34 BL OCK 7 |
| Legal Subdivision | DEERFIELD PARK LAND & IMPROVEMENT ASSN S |
| Legal Block | 7 |
| Legal Lot Number | 33,34 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WEST DEERFIELD |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 864801 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1825 MONTEREY AVE, BERKELEY, CA 94707-2543 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Oct 6, 2025 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Apr 23, 2024 | Deed of Trust, Mortgage · Reverse Mortgage PENTAGON FCU |
| Sep 13, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU |
| Jul 10, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Oct 1, 2018 | Deed of Trust, Mortgage · Line of Credit MORTON CMNTY BK |
| Oct 5, 2018 | Warranty Deed, Transfer ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2018 · Amount on Record |
| Deed Sale | Oct 5, 2018 · Amount on Record |
| Prior Sale | Nov 16, 2004 · Amount on Record |
| Deed Document Number | 20187517566 |
| Last Transfer Date | Jun 10, 2023 |
| Transfer Doc | 0007983493 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 1060 SOMERSET AVE, DEERFIELD, IL 60015-2942 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0008125605 |
|---|---|
| Date | Oct 6, 2025 |
| Instrument | 8125605 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 10, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 1060 SOMERSET AVE, DEERFIELD, IL 60015-2942 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0008030649 |
|---|---|
| Date | Apr 23, 2024 |
| Instrument | 8030649 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | 7940 JONES BRANCH DR, TYSONS, VA 22102 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 1060 SOMERSET AVE, DEERFIELD, IL 60015-2942 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1060 SOMERSET AVE, DEERFIELD, IL 60015-2942 |
| Document Number | 0007995434 |
|---|---|
| Date | Sep 13, 2023 |
| Instrument | 7995434 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.75% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jul 10, 2023 |
| Property Address | 1060 SOMERSET AVE, DEERFIELD, IL 60015-2942 |
| Document Number | 0007983493 |
| Map Reference | DOC 70892 |
| Instrument Date | Jun 10, 2023 |
| Instrument | 7983493 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1060 SOMERSET AVE, DEERFIELD, IL 60015-2942 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 1060 SOMERSET AVE, DEERFIELD, IL 60015-2942 |
| Document Number | 0007517567 |
| Instrument Date | Oct 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Title Company | ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1060 SOMERSET AVE DEERFIELD IL 600152942, DEERFIELD, IL 60015-2942 |
| Document Number | 0007517567 |
|---|---|
| Date | Oct 5, 2018 |
| Instrument | 7517567 |
| Name | MORTON CMNTY BK |
|---|---|
| Type | Bank |
| Address | MORTON, IL 61550 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Oct 5, 2018 |
| Property Address | 1060 SOMERSET AVE, DEERFIELD, IL 60015-2942 |
| Document Number | 0007517566 |
| Instrument Date | Sep 24, 2018 |
| Instrument | 7517566 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2018 |
| Title Company | ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $412.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1825 MONTEREY AVE BERKELEY CA 947072543, BERKELEY, CA 94707-2543 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | West Deerfield Township |
| Municipality | Deerfield Village |
| Elementary School District | Deerfield School District 109 (PK - 08) |
| Secondary School District | Township High School District 113 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $130,513 (+9.85%) Land $34,696 Building $95,817 | $391,578 (+9.85%) Land $104,098 Building $287,480 | |
| 2024 | $10,006.00 (+11.19%) | ||
| 2023 | $8,999.00 (+5.88%) | $118,813 (+25.03%) Land $31,760 Building $87,053 | $356,475 (+25.03%) Land $95,290 Building $261,185 |
| 2022 | $8,499.00 | $95,029 Land $34,114 Building $60,915 | $285,115 Land $102,352 Building $182,763 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 8 (1981–2017) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Oct 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEERFIELD serves 19,196 people · EPA ID IL0974340 |
|---|---|
| Water Source | Purchased surface water from HIGHLAND PARK |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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