Lake County property record for 1034 Somerset Ave, Deerfield, IL 60015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 848 sqft · built 1949 |
| Lot Size | 0.22 acres (9,574 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $319,500 (Aug 2017) |
| Tax Bill | $12,797 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Jan 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-29-405-021 |
| Primary APN | 16-29-405-021 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 848 sqft Living Area |
| Gross Area | 2,544 sqft |
| 1st Floor Area | 848 sqft |
| Upper Floors Area | 212 sqft |
| Attic | Attic |
| Attic Area | 848 sqft |
| Basement Area | 848 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,574 sqft (0.22 acres) |
| Lot Dimensions | 133 ft deep x 72 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1034 SOMERSET AVE |
|---|---|
| City | DEERFIELD |
| State | IL |
| Zip | 60015-2942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEERFIELD PARK LAND & IMPROVEMENT ASSN SUB;LOT 21 (EX E3) & ALL LOTS 22 & 23 BLK 7 & PT VAC ALLEY LYG N & ADJ |
| Legal Subdivision | DEERFIELD PARK LAND & IMPROVEMENT ASSN S |
| Legal Block | 7 |
| Legal Lot Number | 21-23 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WEST DEERFIELD |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 864801 |
Source: Lake County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1034 SOMERSET AVE, DEERFIELD, IL 60015-2942 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 3, 2022 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Jan 4, 2023 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Sep 2, 2025 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| May 14, 2024 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Dec 16, 2024 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Aug 4, 2017 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2017 · Amount on Record |
| Deed Sale | Aug 4, 2017 · Amount on Record |
| Prior Sale | Dec 21, 1998 · Amount on Record |
| Deed Document Number | 20177416908 |
| Prior Transfer Date | May 24, 2005 |
| Prior Transfer Doc | 0005799786 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 1034 SOMERSET AVE, DEERFIELD, IL 60015-2942 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1034 SOMERSET AVE, DEERFIELD, IL 60015-2942 |
| Document Number | 0007924173 |
|---|---|
| Date | Aug 3, 2022 |
| Instrument | 7924173 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 1034 SOMERSET AVE, DEERFIELD, IL 60015-2942 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1034 SOMERSET AVE, DEERFIELD, IL 60015-2942 |
| Document Number | 0007952242 |
|---|---|
| Date | Jan 4, 2023 |
| Instrument | 7952242 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 338 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 1034 SOMERSET AVE, DEERFIELD, IL 60015-2942 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1034 SOMERSET AVE, DEERFIELD, IL 60015-2942 |
| Document Number | 0008118742 |
|---|---|
| Date | Sep 2, 2025 |
| Instrument | 8118742 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 306 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 1034 SOMERSET AVE, DEERFIELD, IL 60015-2942 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1034 SOMERSET AVE, BANNOCKBURN, IL 60015-2942 |
| Document Number | 0008034487 |
|---|---|
| Date | May 14, 2024 |
| Instrument | 8034487 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 322 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 1034 SOMERSET AVE, DEERFIELD, IL 60015-2942 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1034 SOMERSET AVE, DEERFIELD, IL 60015-2942 |
| Document Number | 0008072967 |
|---|---|
| Date | Dec 16, 2024 |
| Instrument | 8072967 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 315 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Aug 4, 2017 |
| Property Address | 1034 SOMERSET AVE, DEERFIELD, IL 60015-2942 |
| Document Number | 0007416908 |
| Instrument Date | Jun 7, 2017 |
| Instrument | 7416908 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2018 |
| Title Company | ATTORNEY'S TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $479.25 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2622 W CORTEZ ST CHICAGO IL 606223415, CHICAGO, IL 60622-3415 |
| Document Number | 7416910 |
|---|---|
| Date | Aug 4, 2017 |
| Instrument | 7416910 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 3, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | West Deerfield Township |
| Municipality | Deerfield Village |
| Elementary School District | Deerfield School District 109 (PK - 08) |
| Secondary School District | Township High School District 113 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,797.00 (+3.98%) | $139,873 (+19.91%) Land $51,591 Building $88,282 | $419,660 (+19.91%) Land $154,788 Building $264,872 |
| 2024 | $12,307.00 (+11.69%) | ||
| 2023 | $11,019.00 (+5.87%) | $116,645 (+0.24%) Land $47,226 Building $69,419 | $349,970 (+0.24%) Land $141,692 Building $208,278 |
| 2022 | $10,408.00 | $116,362 Land $50,724 Building $65,638 | $349,121 Land $152,187 Building $196,934 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 8 (1981–2017) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Oct 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEERFIELD serves 19,196 people · EPA ID IL0974340 |
|---|---|
| Water Source | Purchased surface water from HIGHLAND PARK |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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