Lake County property record for 1050 Somerset Ave, Deerfield, IL 60015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,526 sqft · built 1918 |
| Lot Size | 0.144 acres (6,251 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $830,000 (Sep 2025) |
| Tax Bill | $18,689 (2024) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-29-405-015 |
| Primary APN | 16-29-405-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,526 sqft Living Area |
| Gross Area | 3,390 sqft |
| 1st Floor Area | 1,238 sqft |
| 2nd Floor Area | 1,288 sqft |
| Upper Floors Area | 1,288 sqft |
| Basement Area | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,251 sqft (0.144 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 250 sqft |
| Deck Area | Deck Area |
| Patio Area | 221 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1050 SOMERSET AVE |
|---|---|
| City | DEERFIELD |
| State | IL |
| Zip | 60015-2942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEERFIELD PARK LAND & IMPROVEMENT ASSN SUBLOTS 29 & 30 LOT 3 0 BLOCK 7 |
| Legal Subdivision | DEERFIELD PARK LAND & IMPROVEMENT ASSN S |
| Legal Block | 7 |
| Legal Lot Number | 3 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WEST DEERFIELD |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 864801 |
1050 Somerset Ave is owned and occupied by two individuals who bought it in September 2025.
Source: Lake County records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1050 SOMERSET AVE, DEERFIELD, IL 60015-2942 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 5, 2025 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jun 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2025 · Amount on File |
| Deed Sale | Sep 5, 2025 · Amount on File |
| Deed Document Number | 20258119784 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Sep 5, 2025 |
| Property Address | 1050 SOMERSET AVE, DEERFIELD, IL 60015-2942 |
| Document Number | 0008119784 |
| Map Reference | DOC 70892 |
| Instrument Date | Sep 5, 2025 |
| Instrument | 8119784 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2025 |
| Title Company | UNKNOWN, PT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $830.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1050 SOMERSET AVE, DEERFIELD, IL 60015-2942 |
| Document Number | 0008119785 |
|---|---|
| Date | Sep 5, 2025 |
| Instrument | 8119785 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jul 1, 2055 |
| Rate | 6.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 1050 SOMERSET AVE, DEERFIELD, IL 60015-2942 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007660093 |
|---|---|
| Date | Jun 1, 2020 |
| Instrument | 7660093 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | West Deerfield Township |
| Municipality | Deerfield Village |
| Elementary School District | Deerfield School District 109 (PK - 08) |
| Secondary School District | Township High School District 113 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $220,897 (+4.84%) Land $34,696 Building $186,201 | $662,757 (+4.84%) Land $104,098 Building $558,659 | |
| 2024 | $18,689.00 (+0.27%) | $210,699 (+4.2%) Land $33,094 Building $177,605 | $632,160 (+4.2%) Land $99,292 Building $532,868 |
| 2023 | $18,639.00 (+5.99%) | $202,206 (-0.31%) Land $31,760 Building $170,446 | $606,679 (-0.31%) Land $95,290 Building $511,389 |
| 2022 | $17,585.00 | $202,834 Land $34,114 Building $168,720 | $608,563 Land $102,352 Building $506,211 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1050 Somerset Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 8 (1981–2017) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Oct 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1050 Somerset Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEERFIELD serves 19,196 people · EPA ID IL0974340 |
|---|---|
| Water Source | Purchased surface water from HIGHLAND PARK |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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