1060 Cool Spring Dr, Westminster, MD 21157 Property Records

Carroll County property record for 1060 Cool Spring Dr, Westminster, MD 21157 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2.5 Baths
Year BuiltBuilt 1992
Square Footage3,028 sqft Total Area
Lot Size41,480 sqft (0.952 acres)
GarageAttached, 440 sqft
Pool672 sqft
OccupancyOwner Occupied
Tax Bill$5,928.00 (2025)

Property Details

APN / Parcel Number

Primary APN04-064690
Alternative APNs
  • 4064690
  • 064690

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area3,028 sqft Total Area
Basement Area480 sqft Basement
Finished Basement480 sqft Finished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area41,480 sqft (0.952 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area440 sqft Garage
Pool Area672 sqft Pool
Deck Area288 sqft Deck
Porch Area408 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number064690
Street Address1060 COOL SPRING DR
CityWESTMINSTER
StateMD
Zip21157-7035
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 20- 41480 SQ FT COOL SPRING DR 34-17/18 TARA OAKS SEC 2 PLT B
Legal SubdivisionTARA OAKS B SEC 2
Legal Lot Number20
JurisdictionCARROLL MD
Minor Civil Division4, WOOLERYS
Census Blockgroup1
Census Block1003
Census Tract504201

Owner

Source: Carroll County records · APN 04-064690

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1060 COOL SPRING DR, WESTMINSTER, MD 21157-7035
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 07, 2022Deed of Trust, Mortgage · Line of Credit
BALTIMORE COUNTY EMPLOYEES FCU
May 07, 2020Grant Deed, Transfer
NATIONS LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 20, 2004
Deed SaleDec 20, 2004
Prior SaleDec 15, 1999
Deed Doc Number200442810
Deed Book / Page4255 / 328
Last Transfer DateMar 07, 2020
Transfer Doc0096650470
Record RefreshedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address1060 COOL SPRING DR, WESTMINSTER, MD 21157-7035
Transaction TypeMortgage
Record UpdatedJul 14, 2022
Title CompanyCOLONY TITLE GROUP LIMITED, COLONY TITLE GROUP LTD

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0107360139
DateApr 07, 2022
Book Page10736/139
Lender
NameBALTIMORE COUNTY EMPLOYEES FCU
TypeCredit Union
AddressTOWSON, MD 21204
Agreement
TypeLine of Credit
AmountAmount Recorded
Term179 Months
DueFeb 28, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCARROLL MD
Recording DateMay 07, 2020
Property Address1060 COOL SPRING DR, WESTMINSTER, MD 21157-7035
Document Number0096650470
Book / Page009665 / 000470
Instrument DateMar 07, 2020
Transaction TypeTransfer
Record UpdatedJul 21, 2020
Title CompanyTIMIOS INC

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address4 SUMMIT PARK DR INDEPENDENCE OH 441316903, INDEPENDENCE, OH 44131-6903

Mortgage

Document Number96650474
DateMay 07, 2020
Book Page009665/000474
Lender
NameNATIONS LNDG
AddressINDEPENDENCE, OH 44131
Agreement
AmountAmount Recorded
Term240 Months
DueMay 06, 2040

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$614,067 (+5.76%)$681,000 (+17.29%) Land $198,000 Building $483,000
2025$5,928.00 (+6.71%) Homeowner's exemption$580,600 (+18.09%) Land $158,100 Building $422,500$580,600 (-) Land $158,100 Building $422,500
2023$5,555.00 Homeowner's exemption$491,667$580,600 Land $158,100 Building $422,500

Flood & Wildfire

1060 Cool Spring Dr is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016

FEMA Flood ZoneZone X
minimal flood hazard (unshaded X)
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 41st in Maryland
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.

Nearby Properties on Cool Spring Dr

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