1045 Cool Spring Dr, Westminster, MD 21157 Property Records

Carroll County property record for 1045 Cool Spring Dr, Westminster, MD 21157 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3.5 Baths
Year Built	Built 1992
Square Footage	3,158 sqft Total Area
Lot Size	47,480 sqft (1.09 acres)
Garage	Attached, 400 sqft
Occupancy	Owner Occupied
Last Sale	$265,900 (1996)
Tax Bill	$6,076.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`04-064631`
Alternative APNs	`4064631` `064631`

Interior

Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	3,158 sqft Total Area
Basement Area	1,160 sqft Basement
Finished Basement	1,160 sqft Finished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	47,480 sqft (1.09 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	400 sqft Garage
Deck Area	280 sqft Deck
Porch Area	150 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	064631
Street Address	1045 COOL SPRING DR
City	WESTMINSTER
State	MD
Zip	21157-7035
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 15- 1.099 AC COOL SPRING DR 34-17/18 TARA OAKS SEC 2
Legal Subdivision	TARA OAKS SEC 02
Legal Lot Number	15
Jurisdiction	CARROLL MD
Minor Civil Division	4, WOOLERYS
Census Blockgroup	1
Census Block	1003
Census Tract	504201

Owner

Source: Carroll County records · APN 04-064631

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1045 COOL SPRING DR, WESTMINSTER, MD 21157-7035
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 19, 1996 · Amount on Record
Deed Sale	Jul 19, 1996 · Amount on Record
Prior Sale	Mar 10, 1993 · Amount on Record
Deed Doc Number	1996161
Deed Book / Page	1820 / 854
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$640,333 (+25.81%)	$696,000 (+13.63%) Land $200,900 Building $495,100
2025	$6,076.00 (+5.65%) Homeowner's exemption
2023	$5,751.00 Homeowner's exemption	$508,967	$612,500 Land $180,900 Building $431,600

Flood & Wildfire

1045 Cool Spring Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 41st in Maryland
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.