Carroll County property record for 1035 Cool Spring Dr, Westminster, MD 21157 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 1992 |
| Square Footage | 2,218 sqft Total Area |
| Lot Size | 48,787 sqft (1.12 acres) |
| Garage | Attached, 576 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $370,000 (2003) |
| Tax Bill | $5,023.00 (2025) |
| Primary APN | 04-064658 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,218 sqft Total Area |
| Stories | 2 Stories |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 48,787 sqft (1.12 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 576 sqft Garage |
| Deck Area | 320 sqft Deck |
| Porch Area | 428 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 064658 |
|---|---|
| Street Address | 1035 COOL SPRING DR |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7035 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 16 - 1.12 ACS COOL SPRING DR 34-17/18 TARA OAKS PL B SC 2 |
| Legal Subdivision | TARA OAKS SEC 02 |
| Legal Lot Number | 16 |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 4, WOOLERYS |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 504201 |
Source: Carroll County records · APN 04-064658
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1035 COOL SPRING DR, WESTMINSTER, MD 21157-7035 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 27, 2020 | Quit Claim Deed, Transfer SAFEGUARD TITLE |
| Jun 16, 2017 | Deed of Trust, Mortgage · Line of Credit STATE EMP CU/MD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 07, 2003 · Amount on Record |
| Deed Sale | Oct 07, 2003 · Amount on Record |
| Prior Sale | Jun 25, 1991 · Amount on Record |
| Deed Doc Number | 20031602 |
| Deed Book / Page | 3680 / 556 |
| Last Transfer Date | Jul 23, 2020 |
| Transfer Doc | 0097740024 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1035 COOL SPRING DR, WESTMINSTER, MD 21157-7035 |
| Transaction Type | Mortgage |
| Record Updated | Jun 04, 2021 |
| Title Company | ELITE SETTLEMENT SERVICES, ELITE SETTLEMENT SERVICES IN |
| Name | Verified Name |
|---|
| Document Number | 0102030442 |
|---|---|
| Date | Apr 09, 2021 |
| Book Page | 10203/442 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Feb 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jul 27, 2020 |
| Property Address | 1035 COOL SPRING DR, WESTMINSTER, MD 21157-7035 |
| Document Number | 0097740024 |
| Book / Page | 009774 / 000024 |
| Instrument Date | Jul 23, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2020 |
| Title Company | SAFEGUARD TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1035 COOL SPRING DR WESTMINSTER MD 211577035, WESTMINSTER, MD 21157-7035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1035 COOL SPRING DR, WESTMINSTER, MD 21157-7035 |
| Document Number | 0087360079 |
| Book / Page | 008736 / 000079 |
| Instrument Date | Jun 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1035 COOL SPRING DR WESTMINSTER MD 211577035, WESTMINSTER, MD 21157-7035 |
| Document Number | 0087360079 |
|---|---|
| Date | Jun 29, 2017 |
| Book Page | 008736/000079 |
| Name | STATE EMP CU/MD |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $522,300 (+4.46%) | $566,900 (+13.38%) Land $201,200 Building $365,700 | |
| 2025 | $5,023.00 (+6.28%) Homeowner's exemption | $500,000 (+19.54%) Land $181,200 Building $318,800 | $500,000 (-) Land $181,200 Building $318,800 |
| 2023 | $4,726.00 Homeowner's exemption | $418,267 | $500,000 Land $181,200 Building $318,800 |
1035 Cool Spring Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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