106 Willow St, Frankfort, KY 40601 Property Records

Franklin County property record for 106 Willow St, Frankfort, KY 40601

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba
OwnerCompany Name on Record
Last Sale$22,000 (Jan 2019)
Tax Bill$694 (2025)
Deeds & MortgagesJan 2019 Sale & Construction Loan
Aug 2018 Sale
Flood ZoneZone X (reduced by levee)
APN074-21-01-011.00

Property Details

APN / Parcel Number

Primary APN074-21-01-011.00
Alternative APN
  • 67797

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialBrick Veneer
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
TerrainRolling
View / LotFlood Plain/Flood Zone
DrivewayAsphalt Driveway

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number67797
Street Address106 WILLOW ST
CityFRANKFORT
StateKY
Zip40601-2252
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOGE-MONTGOMERY LOT 11 BK A
Legal SubdivisionHOGE MONTGOMERY
Legal BlockA
Legal Lot Number11
JurisdictionFRANKLIN KY
Township / Civil DivisionFRANKFORT
Census Block Group2
Census Block2006
Census Tract71200

Owner

Source: Franklin County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address122 BLUE BILL CT, GEORGETOWN, KY 40324-9223
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2019Deed, Construction Loan · Construction Mortgage
TRADITIONAL BANK INC
Aug 31, 2018Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 23, 2019 · Amount on Record
Deed SaleJan 23, 2019 · Amount on Record
Prior SaleAug 30, 2016 · Amount on Record
Deed Document Number2019484369
Deed Book / Page583 / 181
Record UpdatedJun 8, 2026

January 2019: Deed, Construction Loan

Document TypeDeed
JurisdictionFRANKLIN KY
Recording DateJan 23, 2019
Property Address106 WILLOW ST, FRANKFORT, KY 40601-2252
Document NumberD583/181
Book / PageD583 / 181
Map ReferenceMB 193 PG 190
Instrument DateJan 18, 2019
Instrument484369
Transaction TypeConstruction Loan
Record UpdatedJul 13, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$22.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 2947, PIKEVILLE, KY 41502-2947

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 PROSPEROUS PL STE 5B, 5B, LEXINGTON, KY 40509-1828

Mortgage

Document Number484370
DateJan 23, 2019
Instrument484370
Lender
NameTRADITIONAL BANK INC
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term120 Months
DueJan 18, 2029
Interest
Rate TypeAdjustable Rate

August 2018: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN KY
Recording DateAug 31, 2018
Property Address106 WILLOW ST, FRANKFORT, KY 40601-2252
Document NumberD580/019
Book / PageD580 / 019
Instrument DateAug 13, 2018
Instrument478715
Transaction TypeTransfer
Record UpdatedJul 13, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2947, PIKEVILLE, KY 41502-2947

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyFranklin County
MunicipalityFrankfort City
Unified School DistrictFrankfort Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$694.00 (+0.14%)$58,000 (-) Land $8,000 Building $50,000$58,000 (-) Land $8,000 Building $50,000
2023$693.00 (+1.02%)$58,000 (-)$58,000 (-)
2022$686.00$58,000$58,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims10 (1978–1997)
Claims Outside the SFHA8 of 10
Most Recent ClaimMar 1997 · Severe Storm, Flooding, And Tornadoes
Claims by Event
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKFORT PLANT BOARD
serves 52,153 people · EPA ID KY0370143
Water SourceSurface water
Last State InspectionMar 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frankfort Plant Board
Fiber
5,000 / 5,000
AT&T
Fiber
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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