111 Willow St, Frankfort, KY 40601 Property Records

Franklin County property record for 111 Willow St, Frankfort, KY 40601

Property Summary

Property TypeSingle Family Home
Lot Size0.126 acres (5,500 sqft)
Owner2 Individual Names on Record
Last Sale$73,000 (Mar 2026)
Tax Bill$599 (2025)
Deeds & MortgagesMar 2026 Sale & Construction Loan
Dec 2025 Sale & Construction Loan
+ 1 more
Flood ZoneZone X (reduced by levee)
APN074-21-04-012.00

Property Details

APN / Parcel Number

Primary APN074-21-04-012.00
Alternative APN
  • 74260

Interior

Stories1 Story
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialBrick Veneer
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,500 sqft (0.126 acres)
Lot Dimensions110 ft deep x 50 ft wide
TerrainRolling
View / LotFlood Plain/Flood Zone
DrivewayConcrete Driveway

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number74260
Street Address111 WILLOW ST
CityFRANKFORT
StateKY
Zip40601-2251
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 BLOCK B
Legal SubdivisionHOGE MONTGOMERY
Legal BlockB
Legal Lot Number5
JurisdictionFRANKLIN KY
Township / Civil DivisionFRANKFORT
Census Block Group2
Census Block2008
Census Tract71200

Owner

Source: Franklin County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address133 MANLEY LEESTOWN RD, FRANKFORT, KY 40601-9493
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2026Deed, Construction Loan · Construction Mortgage
INDEPENDENCE BANK OF KENTUCKY
Dec 18, 2025Deed, Construction Loan · Construction Mortgage
TREETOP CAPITAL LLC
Apr 1, 2021Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 20, 2026 · Amount on Record
Deed SaleMar 20, 2026 · Amount on Record
Prior SaleDec 18, 2025 · Amount on Record
Deed Document Number2026903016
Deed Book / Page645 / 46
Prior Transfer DateJul 26, 2023
Prior Transfer Doc0000692807
Record UpdatedOct 29, 2026

March 2026: Deed, Construction Loan

Document TypeDeed
JurisdictionFRANKLIN KY
Recording DateMar 20, 2026
Property Address111 WILLOW ST, FRANKFORT, KY 40601-2251
Document Number000D645/46
Book / PageD645 / 46
Map ReferenceMB 193 PG 190
Instrument DateMar 20, 2026
Instrument903016
Transaction TypeConstruction Loan
Record UpdatedApr 27, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$73.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1031 WELLINGTON WAY, LEXINGTON, KY 40513-1258

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address133 MANLEY LEESTOWN RD, FRANKFORT, KY 40601-9493

Mortgage

Document Number0000903017
DateMar 20, 2026
Instrument903017
Lender
NameINDEPENDENCE BANK OF KENTUCKY
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term60 Months
DueMar 20, 2031

December 2025: Deed, Construction Loan

Document TypeDeed
JurisdictionFRANKLIN KY
Recording DateDec 18, 2025
Property Address111 WILLOW ST, FRANKFORT, KY 40601-2251
Document Number00D642/334
Book / PageD642 / 334
Map ReferenceMB 193 PG 190
Instrument DateDec 17, 2025
Instrument893908
Transaction TypeConstruction Loan
Record UpdatedMar 27, 2026

Transaction

AmountAmount Recorded
Tax$52.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address876 CHESTNUT DR, FRANKFORT, KY 40601-2457

Transferred To (Grantee/Buyer)

NameVerified Name
Address1031 WELLINGTON WAY STE 235, 235, LEXINGTON, KY 40513-1257
InvestorPossibly a Property Investor

Mortgage

Document Number0000893909
DateDec 18, 2025
Instrument893909
Lender
NameTREETOP CAPITAL LLC
TypeNon-Lending Institution
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term6 Months
DueJun 17, 2026

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN KY
Recording DateApr 1, 2021
Property Address111 WILLOW ST, FRANKFORT, KY 40601-2251
Document Number00D601/534
Book / PageD601 / 534
Map ReferenceMB 193 PG 190
Instrument DateMar 16, 2021
Instrument521181
Transaction TypeTransfer
Record UpdatedMar 27, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address106 BUENA VISTA DR, FRANKFORT, KY 40601-8770

Transferred To (Grantee/Buyer)

NameVerified Name
Address876 CHESTNUT DR, FRANKFORT, KY 40601-2457

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyFranklin County
MunicipalityFrankfort City
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$599.00 (+0.34%)$50,000 (-) Land $8,000 Building $42,000$50,000 (-) Land $8,000 Building $42,000
2023$597.00 (+0.84%)$50,000 (-)$50,000 (-)
2022$592.00$50,000$50,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims10 (1978–1997)
Claims Outside the SFHA8 of 10
Most Recent ClaimMar 1997 · Severe Storm, Flooding, And Tornadoes
Claims by Event
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKFORT PLANT BOARD
serves 52,153 people · EPA ID KY0370143
Water SourceSurface water
Last State InspectionMar 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frankfort Plant Board
Fiber
5,000 / 5,000
AT&T
Fiber
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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