103 Willow St, Frankfort, KY 40601 Property Records

Franklin County property record for 103 Willow St, Frankfort, KY 40601

Property Summary

Property TypeSingle Family Home
Lot Size0.126 acres (5,500 sqft)
OwnerCompany Name on Record
Last Sale$986,030 (Jul 2023)
Tax Bill$575 (2025)
Deeds & MortgagesMar 2006 Mortgage
May 2021 Transfer
+ 1 more
Flood ZoneZone X (reduced by levee)
APN074-21-04-008.00

Property Details

APN / Parcel Number

Primary APN074-21-04-008.00
Alternative APN
  • 74517

Interior

Stories1 Story
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialBrick Veneer
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,500 sqft (0.126 acres)
Lot Dimensions110 ft deep x 50 ft wide
View / LotFlood Plain/Flood Zone
DrivewayConcrete Driveway

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number74517
Street Address103 WILLOW ST
CityFRANKFORT
StateKY
Zip40601-2251
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOGE MONTGOMERY LOT 1 BK B
Legal SubdivisionHOGE MONTGOMERY
Legal BlockB
Legal Lot Number1
JurisdictionFRANKLIN KY
Township / Civil DivisionFRANKFORT
Census Block Group2
Census Block2008
Census Tract71200

Owner

Source: Franklin County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address224 PINEWOOD AVE, FRANKFORT, KY 40601-2463
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2006Deed of Trust, Mortgage
WHITAKER BANK INC
May 7, 2021Intrafamily Transfer, Transfer
Feb 2, 2006Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 26, 2023 · Amount on Record
Deed SaleJul 26, 2023 · Amount on Record
Prior SaleFeb 2, 2006
Deed Document Number2023692847
Deed Book / Page100 / 79
Prior Transfer DateApr 26, 2021
Prior Transfer Doc00D602/631
Record UpdatedJun 8, 2026

March 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN KY
Property Address103 WILLOW ST, FRANKFORT, KY 40601-2251
Transaction TypeMortgage
Record UpdatedMar 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0M1003/674
DateMar 15, 2006
Book PageM1003/674
Instrument296213
Lender
NameWHITAKER BANK INC
TypeBank
AddressFRANKFORT, KY 40602
Agreement
AmountAmount Recorded
Term12 Months
DueMar 14, 2007

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFRANKLIN KY
Recording DateMay 7, 2021
Property Address103 WILLOW ST, FRANKFORT, KY 40601-2251
Document Number00D602/631
Book / PageD602 / 631
Map ReferenceMB 193 PG 199
Instrument DateApr 26, 2021
Instrument523823
Transaction TypeTransfer
Record UpdatedMar 27, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address876 CHESTNUT DR, FRANKFORT, KY 40601-2457

February 2006: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN KY
Recording DateFeb 2, 2006
Property Address103 WILLOW ST, FRANKFORT, KY 40601-2251
Document Number00D488/536
Book / PageD488 / 536
Map ReferenceDD193 PG190
Instrument DateJan 30, 2006
Instrument294509
Transaction TypeTransfer
Record UpdatedMar 27, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address106 BUENA VISTA DR, FRANKFORT, KY 40601-8770

Transferred To (Grantee/Buyer)

NameVerified Name
Address876 CHESTNUT DR, FRANKFORT, KY 40601-2457

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyFranklin County
MunicipalityFrankfort City
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$575.00 (+0.35%)$48,000 (-) Land $8,000 Building $40,000$48,000 (-) Land $8,000 Building $40,000
2023$573.00 (+0.88%)$48,000 (-)$48,000 (-)
2022$568.00$48,000$48,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims10 (1978–1997)
Claims Outside the SFHA8 of 10
Most Recent ClaimMar 1997 · Severe Storm, Flooding, And Tornadoes
Claims by Event
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKFORT PLANT BOARD
serves 52,153 people · EPA ID KY0370143
Water SourceSurface water
Last State InspectionMar 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frankfort Plant Board
Fiber
5,000 / 5,000
AT&T
Fiber
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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