106 Trace Ct, Montgomery, TX 77316 Property Records

Montgomery County property record for 106 Trace Ct, Montgomery, TX 77316

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,562 sqft · built 2005
Lot Size2.49 acres (108,726 sqft)
Owner2 Individual Names on File
Tax Bill$11,427 (2025)
Deeds & MortgagesSep 2018 Mortgage
Jul 2020 Sale
Flood ZoneZone X (minimal risk)
APN7281-07-01700

Property Details

APN / Parcel Number

Primary APN7281-07-01700
Alternative APN
  • R268360

Interior

Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area2,562 sqft Living Area
Gross Area3,046 sqft
1st Floor Area2,562 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area108,726 sqft
View / LotFront
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area651 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address106 TRACE CT
CityMONTGOMERY
StateTX
Zip77316-6850
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS728107 - MONTGOMERY TRACE 07, BLOCK 2, LOT 7
Legal SubdivisionMONTGOMERY TRACE 07
Legal Block2
Legal Lot Number7
JurisdictionMONTGOMERY TX
Township / Civil DivisionMONTGOMERY
Census Block Group3
Census Block3036
Census Tract694503

Owner

106 Trace Ct is owned and occupied by two individuals who acquired it in July 2020.

Source: Montgomery County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address106 TRACE CT, MONTGOMERY, TX 77316-6850
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2018Deed of Trust, Mortgage · Commercial Mortgage
CENTRAL BANK
Jul 27, 2020Warranty Deed, Transfer
TEXAS AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2020
Deed SaleJul 27, 2020
Prior SaleAug 16, 2016 · Amount on File
Deed Document Number202078186
Prior Transfer DateAug 15, 2016
Prior Transfer Doc0000073278
Record UpdatedOct 29, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address106 TRACE CT, MONTGOMERY, TX 77316-6850
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000092311
DateSep 21, 2018
Instrument2018092311
Lender
NameCENTRAL BANK
TypeBank
AddressMONTGOMERY, TX 77356
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term181 Months
DueOct 5, 2033
Interest
Rate TypeAdjustable Rate

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY TX
Recording DateJul 27, 2020
Property Address106 TRACE CT, MONTGOMERY, TX 77316-6850
Document Number0000078186
Instrument DateJul 24, 2020
Instrument78186
Transaction TypeTransfer
Record UpdatedAug 28, 2020
Title CompanyTEXAS AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 TRACE CT MONTGOMERY TX 773166850, MONTGOMERY, TX 77316-6850

Tax Assessment & Valuation

The 2025 property tax bill for 106 Trace Ct was $11,427, up 19.6% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$758,989 (+4.94%) Land $312,000 Building $446,989$758,989 (-) Land $312,000 Building $446,989
2025$11,427.00 (+19.55%)$723,288 (+2%) Land $312,000 Building $446,989$758,989 (+25.92%) Land $312,000 Building $446,989
2024$9,558.00 (-5.05%)$602,740 (-4.85%) Land $312,000 Building $290,740$602,740 (-4.85%) Land $312,000 Building $290,740
2023$10,066.00$633,470 Land $249,600 Building $383,870$633,470 Land $249,600 Building $383,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Trace Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 65 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies65 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Trace Ct is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY TRACE WATER SYSTEM
private · serves 25,917 people · EPA ID TX1700638
Water SourcePurchased surface water from SJRA GRP SW TREATMENT PLANT
Last State InspectionJun 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
MidSouth Fiber Internet
Fiber
8,000 / 8,000
Ezee Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250

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