106 Sunset Dr, Islamorada, FL 33036 Property Records

Monroe County property record for 106 Sunset Dr, Islamorada, FL 33036

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,676 sqft · built 2003
Lot Size0.185 acres (8,047 sqft)
OwnerCompany Name on Record
Tax Bill$16,069 (2025)
Deeds & MortgagesApr 2023 Transfer
Sep 2019 Mortgage
Flood ZoneZone AE (high risk)
APN00389150-000000

Property Details

APN / Parcel Number

Primary APN00389150-000000
Alternative APNs
  • 20643600389150000000
  • 1477524

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,676 sqft Living Area
Gross Area3,284 sqft
1st Floor Area2,676 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2015
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,047 sqft (0.185 acres)
View / LotCanal
Garage TypeAttached
Garage Area608 sqft

Exterior Amenities

PorchSlab
Porch Area550 sqft
Patio Area1,124 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1477524
Street Address106 SUNSET DR
CityISLAMORADA
StateFL
Zip33036-4227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionPT LOT 1 AND PT LOT 2 BK 3 LOWER MATECUMBE BEACH LOWER MATECUMBE KEY PB3-34 OR424-65 CASE 82-363-CP-12 OR1277-1090DC OR1277-1091/92 OR1732-1706 OR2023-1704 OR2023-1730/31AFF OR3219-1033 OR3219-1037
Legal Range36E
Legal Township64S
Legal Section20
Legal SubdivisionLOWER MATECUMBE BEACH
Legal Block3
Legal Lot Number1,2
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1019
Census Tract970900

Owner

Source: Monroe County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address10840 SW 139TH RD, MIAMI, FL 33176-6559
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2023Intrafamily Transfer, Transfer
ACCOMMODATION
Sep 16, 2019Deed of Trust, Mortgage
CITY NAT'L BK/FL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 16, 2004
Deed SaleJan 16, 2004
Prior SaleOct 12, 2001 · Amount on Record
Deed Document Number20041420193
Deed Book / Page1968 / 198
Prior Transfer DateMar 10, 1995
Prior Transfer Doc1345000268
Record UpdatedOct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateApr 10, 2023
Property Address106 SUNSET DR, ISLAMORADA, FL 33036-4227
Document Number0032191037
Book / Page3219 / 1037
Map ReferenceMB 3 PG 34
Instrument DateMar 27, 2023
Instrument2413170
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address139 ROAD MIAMI FLORIDA, MIAMI, FL 33176

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address10840 SW 139TH RD, MIAMI, FL 33176-6559

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address106 SUNSET DR, ISLAMORADA, FL 33036-4227
Document Number0029892251
Instrument DateSep 16, 2019
Transaction TypeMortgage
Record UpdatedNov 22, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2615 GRANADA BLVD CORAL GABLES FL 331345549, CORAL GABLES, FL 33134-5549

Mortgage

Document Number0029892251
DateOct 17, 2019
Book Page002989/002251
Instrument2240861
Lender
NameCITY NAT'L BK/FL
TypeBank
AddressMIAMI, FL 33130
Agreement
AmountAmount Recorded
Term360 Months
DueOct 16, 2049
Interest
Rate TypeAdjustable Rate
Rate3.87%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,069.00 (+7.9%)$1,905,774 (+5.58%) Land $1,018,707 Building $887,067$1,905,774 (+5.58%) Land $1,018,707 Building $887,067
2024$14,892.00 (+4.4%)
2023$14,265.00 (+7.13%)$1,804,967 (+6.97%) Land $966,787 Building $838,180$1,804,967 (+6.97%) Land $966,787 Building $838,180
2022$13,316.00$1,687,386 Land $845,043 Building $842,343$1,687,386 Land $845,043 Building $842,343

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 493 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies650 units insured
incl. 157 condo units
Nearby Flood Claims553 (1981–2020)
Claims Outside the SFHA2 of 553
Most Recent ClaimNov 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 250 claims
  • Hurricane Wilma, Oct 2005 · 78 claims
  • Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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