103 Sunset Dr, Islamorada, FL 33036 Property Records

Monroe County property record for 103 Sunset Dr, Islamorada, FL 33036

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.181 acres (7,874 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Oct 2020)
Tax Bill	$7,948 (2024)
Deeds & Mortgages	Oct 2020 Sale
Flood Zone	Zone VE (high risk)
APN	`00389660-000000`

Property Details

APN / Parcel Number

Primary APN	`00389660-000000`
Alternative APNs	`20643600389660000000` `1478041`

Exterior

Effective Year Built	Effective 2005
Lot Area	7,874 sqft (0.181 acres)
View / Lot	Waterfront

Location & Zoning

Account Number	1478041
Street Address	103 SUNSET DR
City	ISLAMORADA
State	FL
Zip	33036
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	IS
Legal Description	BK 4 LT 3 LOWER MATECUMBE BEACH LOWER MATECMBE KEY PB3-34 OR424-64 OR1277-1090 OR1277-1095/96 OR1732-1677 OR1821-1634/35 OR2373-113/14 OR2390-1866/7 OR2596-921/22 OR2806-1098 OR3048-2327
Legal Range	36E
Legal Township	64S
Legal Section	20
Legal Subdivision	LOWER MATECUMBE BEACH
Legal Block	4
Legal Lot Number	3
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1019
Census Tract	970900

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	102 SUNSET DR, ISLAMORADA, FL 33036-4227
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2020 · Amount on Record
Deed Sale	Oct 7, 2020 · Amount on Record
Prior Sale	Jul 18, 2016 · Amount on Record
Deed Document Number	20202285078
Deed Book / Page	3048 / 2327
Prior Transfer Date	Sep 24, 2012
Prior Transfer Doc	0025960921
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 7, 2020
Property Address	103 SUNSET DR, ISLAMORADA, FL 33036
Document Number	0030482327
Book / Page	003048 / 002327
Instrument Date	Oct 1, 2020
Instrument	2285078
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$4,900.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	102 SUNSET DR ISLAMORADA FL 330364227, ISLAMORADA, FL 33036-4227

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,167,828 (+20.89%) Land $1,167,234 Building $594	$1,167,828 (+20.89%) Land $1,167,234 Building $594
2024	$7,948.00 (+4.21%)
2023	$7,627.00 (+9.57%)	$966,063 (+14.09%) Land $965,709 Building $354	$966,063 (+14.09%) Land $965,709 Building $354
2022	$6,961.00	$846,789 Land $846,406 Building $383	$846,789 Land $846,406 Building $383

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 493 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	650 units insured incl. 157 condo units
Nearby Flood Claims	553 (1981–2020)
Claims Outside the SFHA	2 of 553
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 250 claims Hurricane Wilma, Oct 2005 · 78 claims Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20