Monroe County property record for 105 Sunset Dr, Islamorada, FL 33036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,374 sqft · built 1969 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,850,000 (Aug 2018) |
| Tax Bill | $19,439 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | 00389670-000000 |
| Primary APN | 00389670-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,374 sqft Living Area |
| 1st Floor Area | 1,382 sqft |
| Basement Area | 992 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| View / Lot | Waterfront |
| Porch | Slab |
|---|---|
| Porch Area | 1,100 sqft |
| Deck Area | 480 sqft |
| Patio Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1478059 |
|---|---|
| Street Address | 105 SUNSET DR |
| City | ISLAMORADA |
| State | FL |
| Zip | 33036-4230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 4 LT 4 LOWER MATECUMBE BEACH LOWER MATECMBE KEY OR469-862 OR424-64 OR870-1055 OR946-2373 OR1011-1675 OR1096-982 OR1545-554TR OR1570-1045 OR1837-1542 OR2532-849 OR2922-1148/49 |
| Legal Range | 36E |
| Legal Township | 64S |
| Legal Section | 20 |
| Legal Subdivision | LOWER MATECUMBE BEACH |
| Legal Tract | B |
| Legal Block | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 970900 |
Source: Monroe County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5505 SW 87TH AVE, MIAMI, FL 33165-6740 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Aug 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK |
| Aug 16, 2018 | Warranty Deed, Transfer · ARM FLORIDA COMMUNITY BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2018 · Amount on Record |
| Deed Sale | Aug 16, 2018 · Amount on Record |
| Prior Sale | Aug 31, 2011 · Amount on Record |
| Deed Document Number | 20182703 |
| Deed Book / Page | 2922 / 1148 |
| Transfer Doc | 1545000554 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 105 SUNSET DR, ISLAMORADA, FL 33036-4230 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5505 SW 87TH AVE, MIAMI, FL 33165-6740 |
| Document Number | 0031181934 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 3118/1934 |
| Instrument | 2334586 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 16, 2018 |
| Property Address | 105 SUNSET DR, ISLAMORADA, FL 33036-4230 |
| Document Number | 0029221148 |
| Book / Page | 2922 / 1148 |
| Map Reference | MB3 PG34 |
| Instrument Date | Aug 1, 2018 |
| Instrument | 2182703 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | WINDMILL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,950.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6401 S MITCHELL MANOR CIR, 6401, PINECREST, FL 33156-4878 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5505 SW 87TH AVE, MIAMI, FL 33165-6740 |
| Document Number | 0002182704 |
|---|---|
| Date | Aug 16, 2018 |
| Instrument | 2182704 |
| Name | FLORIDA COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Sep 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 9.12% |
| Index | 1-Year LIBOR |
| Max Rate | 9.12% |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,439.00 (+3.08%) | $2,061,233 (+5.14%) Land $1,499,888 Building $561,345 | $2,061,233 (+5.14%) Land $1,499,888 Building $561,345 |
| 2024 | $18,858.00 (+3.64%) | ||
| 2023 | $18,196.00 (+5.91%) | $1,960,478 (+2.55%) Land $1,427,625 Building $532,853 | $1,960,478 (+2.55%) Land $1,427,625 Building $532,853 |
| 2022 | $17,180.00 | $1,911,762 Land $1,372,988 Building $538,774 | $1,911,762 Land $1,372,988 Building $538,774 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 493 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 650 units insured incl. 157 condo units |
| Nearby Flood Claims | 553 (1981–2020) |
| Claims Outside the SFHA | 2 of 553 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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