Craven County property record for 106 Shepard St, Havelock, NC 28532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,476 sqft · built 1972 |
| Lot Size | 0.4 acres (17,404 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,000 (Sep 2022) |
| Tax Bill | $1,708 (2026) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Apr 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-101-043 |
| Primary APN | 6-101-043 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,476 sqft Living Area |
| 1st Floor Area | 1,476 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,404 sqft (0.4 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 109562 |
|---|---|
| Street Address | 106 SHEPARD ST |
| City | HAVELOCK |
| State | NC |
| Zip | 28532-2401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 43 SEC 2 TRYON PK |
| Legal Subdivision | TYRON PARK |
| Legal Lot Number | 43 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 961301 |
Source: Craven County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 106 SHEPARD ST, HAVELOCK, NC 28532-2401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2022 | Warranty Deed, Transfer WILLIAM L LUZADDER |
| Apr 2, 2020 | Warranty Deed, Transfer |
| Mar 12, 2020 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2022 · Amount on Record |
| Deed Sale | Sep 8, 2022 · Amount on Record |
| Prior Sale | Apr 2, 2020 · Amount on Record |
| Deed Document Number | 202210102844 |
| Deed Book / Page | 3740 / 1082 |
| Prior Transfer Date | Sep 6, 2012 |
| Prior Transfer Doc | 3127/0493 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Sep 8, 2022 |
| Property Address | 106 SHEPARD ST, HAVELOCK, NC 28532-2401 |
| Document Number | 03740/1082 |
| Book / Page | 3740 / 1082 |
| Map Reference | MB 11 PG 94 |
| Instrument Date | Sep 3, 2022 |
| Instrument | 10102844 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 INDIAN WAY, 3, HAVELOCK, NC 28532-2916 |
| Name | Verified Name |
|---|---|
| Address | 106 SHEPARD ST, HAVELOCK, NC 28532-2401 |
| Document Number | 03740/1085 |
|---|---|
| Date | Sep 8, 2022 |
| Book Page | 3740/1085 |
| Instrument | 10102845 |
| Name | WILLIAM L LUZADDER |
|---|---|
| Type | Private Party |
| Address | 3 INDIAN WAY, HAVELOCK, NC 28532 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 7, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Apr 2, 2020 |
| Property Address | 106 SHEPARD ST, HAVELOCK, NC 28532-2401 |
| Document Number | 3607/1624 |
| Book / Page | 3607 / 1624 |
| Map Reference | MB 11 PG 94 |
| Instrument Date | Mar 30, 2020 |
| Instrument | 10052681 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $164.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20001 SHEARER RD, 20001, DAVIDSON, NC 28036-9706 |
| Name | Verified Name |
|---|---|
| Address | 3 INDIAN WAY, HAVELOCK, NC 28532-2916 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Mar 12, 2020 |
| Property Address | 106 SHEPARD ST, HAVELOCK, NC 28532-2401 |
| Document Number | 3604/2049 |
| Book / Page | 3604 / 2049 |
| Map Reference | MB 11 PG 94 |
| Instrument Date | Mar 10, 2020 |
| Instrument | 10051628 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $130.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2251 EISENHOWER AVE APT 710, 2251, ALEXANDRIA, VA 22314-6902 |
| Name | Verified Name |
|---|---|
| Address | 20001 SHEARER RD, DAVIDSON, NC 28036-9706 |
| Investor | Possibly a Property Investor |
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | Havelock City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,708.00 (+2.46%) | $136,950 (-) Land $35,000 Building $101,950 | $136,950 (-) Land $35,000 Building $101,950 |
| 2025 | $1,667.00 (+4.19%) | $136,950 (-) Land $35,000 Building $101,950 | $136,950 (-) Land $35,000 Building $101,950 |
| 2023 | $1,600.00 (+15.19%) | $136,950 (+18.43%) Land $35,000 Building $101,950 | $136,950 (+18.43%) Land $35,000 Building $101,950 |
| 2022 | $1,389.00 | $115,640 Land $30,000 Building $85,640 | |
| 2018 | $115,640 Land $30,000 Building $85,640 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 29 (1995–2019) |
| Claims Outside the SFHA | 24 of 29 |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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