101 Shepard St, Havelock, NC 28532 Property Records

Craven County property record for 101 Shepard St, Havelock, NC 28532 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,472 sqft · built 1976
Lot Size	0.345 acres (15,050 sqft)
Owner	Individual Name on File
Last Sale	$121,500 (Mar 2017)
Tax Bill	$1,881 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6-101-041`

Property Details

APN / Parcel Number

Primary APN	`6-101-041`
Alternative APN	`114743`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,472 sqft Living Area
1st Floor Area	1,472 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1976
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,050 sqft (0.345 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	114743
Old Parcel Number	6-101-041
Street Address	101 SHEPARD ST
City	HAVELOCK
State	NC
Zip	28532-2414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	41 SEC 2 TRYON PARK
Legal Subdivision	TRYON PARK
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	2
Census Block	2034
Census Tract	961301

Owner

Source: Craven County records · APN 6-101-041

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	101 SHEPARD ST, HAVELOCK, NC 28532-2414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2018	Deed of Trust, Mortgage · VA Mortgage R M K FINANCIAL CORP
Mar 23, 2017	Warranty Deed, Transfer · VA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 23, 2017 · Amount on Record
Deed Sale	Mar 23, 2017 · Amount on Record
Deed Document Number	0034951925
Deed Book / Page	3495 / 1925
Record Updated	Jun 08, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	101 SHEPARD ST, HAVELOCK, NC 28532-2414
Transaction Type	Mortgage
Record Updated	Jan 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0035240597
Date	Jan 11, 2018
Book Page	3524/0597

Lender

Name	R M K FINANCIAL CORP
Type	Mortgage Company
Address	ONTARIO, CA 91761

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 01, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	3.75%
Index	1-Year CMT
Max Rate	7.75%

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Mar 23, 2017
Property Address	101 SHEPARD ST, HAVELOCK, NC 28532-2414
Document Number	3495/1925
Book / Page	3495 / 1925
Instrument Date	Mar 16, 2017
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$243.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1300 SHELLBARK CT, 1300, HAVELOCK, NC 28532-8860

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 SHEPARD ST, HAVELOCK, NC 28532-2414

Mortgage

Document Number	3495/1928
Date	Mar 23, 2017
Book Page	3495/1928

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2047

Tax Assessment & Valuation

Source: Craven County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	Havelock City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,881.00 (+4.1%)	$155,330 (-) Land $35,000 Building $120,330	$155,330 (-) Land $35,000 Building $120,330
2023	$1,807.00 (+18.88%)	$155,330 (+22.3%) Land $35,000 Building $120,330	$155,330 (+22.3%) Land $35,000 Building $120,330
2022	$1,520.00	$127,010 Land $30,000 Building $97,010
2018			$127,010 Land $30,000 Building $97,010

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Craven County (37049C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370499613012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 38 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	29 (1995–2019)
Claims Outside the SFHA	24 of 29
Most Recent Claim	Sep 2019, rainfall accumulation, Hurricane Dorian
Claims By Storm	Hurricane Florence, Sep 2018 · 11 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 92% of North Carolina
Wildfire Likelihood	About 1 in 452 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 89 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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