Craven County property record for 107 Shepard St, Havelock, NC 28532
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,434 sqft · built 1973 |
| Lot Size | 0.348 acres (15,141 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,774 (2026) |
| Deeds & Mortgages | Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-101-038 |
| Primary APN | 6-101-038 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,434 sqft Living Area |
| 1st Floor Area | 1,434 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,141 sqft (0.348 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 75178 |
|---|---|
| Street Address | 107 SHEPARD ST |
| City | HAVELOCK |
| State | NC |
| Zip | 28532-2414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 38 SEC 2 TRYON PK |
| Legal Subdivision | TRYON PARK |
| Legal Lot Number | 38 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 961301 |
107 Shepard St is owned and occupied by an individual who acquired it in February 2008.
Source: Craven County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 107 SHEPARD ST, HAVELOCK, NC 28532-2414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 26, 2008 |
| Transfer Doc | 2696/0151 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 107 SHEPARD ST, HAVELOCK, NC 28532-2414 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2022 |
| Title Company | AMROCK |
| Name | Verified Name |
|---|
| Document Number | 003733/192 |
|---|---|
| Date | Jul 11, 2022 |
| Book Page | 3733/192 |
| Instrument | 10099837 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
The 2026 property tax bill for 107 Shepard St was $1,774, up 106.5% from the year before.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | Havelock City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,774.00 (+106.52%) | $142,470 (-) Land $35,000 Building $107,470 | $142,470 (-) Land $35,000 Building $107,470 |
| 2025 | $859.00 | $142,470 Land $35,000 Building $107,470 | $142,470 Land $35,000 Building $107,470 |
| 2023 | $831.00 (+19.05%) | $142,470 (+22.48%) Land $35,000 Building $107,470 | $142,470 Land $35,000 Building $107,470 |
| 2022 | $698.00 | $116,320 Land $30,000 Building $86,320 | |
| 2018 | $116,320 Land $30,000 Building $86,320 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 107 Shepard St in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 29 (1995–2019) |
| Claims Outside the SFHA | 24 of 29 |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 Shepard St is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 91% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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