106 Ridgeway Cir, Crestview, FL 32536 Property Records

Okaloosa County property record for 106 Ridgeway Cir, Crestview, FL 32536 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,783 sqft · built 2022
Owner	2 Individual Names on File
Last Sale	$341,900 (Oct 2022)
Tax Bill	$2,999 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-001-151-1143-7`

Property Details

APN / Parcel Number

Primary APN	`C56-001-151-1143-7`
Alternative APNs	`05-3N-23-1000-0000-0030` `23N305100000000030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,783 sqft Living Area
Gross Area	2,380 sqft
1st Floor Area	1,783 sqft
Flooring	Tile

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	177 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	106 RIDGEWAY CIR
City	CRESTVIEW
State	FL
Zip	32536-2173
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEWAY LANDING LOT 3
Legal Subdivision	RIDGEWAY LANDING
Legal Lot Number	3
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1002
Census Tract	20500

Owner

Source: Okaloosa County records · APN C56-001-151-1143-7

Assessment roll updated December 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	106 RIDGEWAY CIR, CRESTVIEW, FL 32536-2173
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 25, 2022 · Amount on Record
Deed Sale	Oct 25, 2022 · Amount on Record
Deed Document Number	20223586968
Deed Book / Page	3648 / 2366
Record Updated	Sep 20, 2026

October 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 25, 2022
Property Address	106 RIDGEWAY CIR, CRESTVIEW, FL 32536-2173
Document Number	0036482366
Book / Page	3648 / 2366
Map Reference	MB 30 PG 23-25
Instrument Date	Oct 24, 2022
Instrument	3586968
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 13, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,393.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 W GARDEN ST, PENSACOLA, FL 32502-5618

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 RIDGEWAY CIR, CRESTVIEW, FL 32536-2173

Mortgage

Document Number	0036482368
Date	Oct 25, 2022
Instrument	3648/2368

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,999.00 (-36.25%) Homeowner's exemption	$230,949 (-20.58%)	$272,396 (-6.33%) Land $33,065 Building $239,331
2023	$4,704.00 (+1,001.64%)	$290,809 (+1,007.68%) Land $28,092 Building $262,717	$290,809 (+1,007.68%) Land $28,092 Building $262,717
2022	$427.00	$26,254 Land $26,254	$26,254 Land $26,254

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910205001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force 2 of 4 on primary residences
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020, Hurricane Sally

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 20% of Florida
Wildfire Likelihood	About 1 in 917 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.