109 Ridgeway Cir, Crestview, FL 32536 Property Records

Okaloosa County property record for 109 Ridgeway Cir, Crestview, FL 32536

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,600 sqft · built 2022
OwnerIndividual Name on Record
Last Sale$288,800 (Jan 2023)
Tax Bill$3,900 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-001-151-1174-2

Property Details

APN / Parcel Number

Primary APNC56-001-151-1174-2
Alternative APN
  • 05-3N-23-1000-0000-0340

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,600 sqft Heated Area
Gross Area2,195 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Garage TypeFinished
PorchOpen Porch
Porch Area175 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address109 RIDGEWAY CIR
CityCRESTVIEW
StateFL
Zip32536-2173
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIDGEWAY LANDING LOT 34
Legal SubdivisionRIDGEWAY LANDING
Legal Lot Number34
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group1
Census Block1002
Census Tract20500

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address109 RIDGEWAY CIR, CRESTVIEW, FL 32536-2173
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 2023 · Amount on Record
Deed SaleJan 31, 2023 · Amount on Record
Deed Document Number3603692
Deed Book / Page3660 / 1815
Record UpdatedJun 8, 2026

January 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOKALOOSA FL
Recording DateJan 31, 2023
Property Address109 RIDGEWAY CIR, CRESTVIEW, FL 32536-2173
Document Number0036601815
Book / Page3660 / 1815
Map ReferenceMB 30 PG 23-25
Instrument DateJan 30, 2023
Instrument3603692
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 13, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,021.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address100 W GARDEN ST, PENSACOLA, FL 32502-5618

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 RIDGEWAY CIR, CRESTVIEW, FL 32536-2173

Mortgage

Document Number0036601817
DateJan 31, 2023
Instrument3660/1817
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2053

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityCrestview City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,900.00 (-7.8%)$245,677 (-6.04%) Land $33,065 Building $212,612$245,677 (-6.04%) Land $33,065 Building $212,612
2023$4,230.00$261,474 Land $28,092 Building $233,382$261,474 (-9.46%) Land $28,092 Building $233,382
$288,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35

May also be available: AT&T, LiveOak Fiber.

Nearby Properties on Ridgeway Cir

Nearby Streets

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