103 Ridgeway Cir, Crestview, FL 32536 Property Records

Okaloosa County property record for 103 Ridgeway Cir, Crestview, FL 32536 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,762 sqft · built 2023
OwnerIndividual Name on File
Last Sale$326,800 (Sep 2023)
Tax Bill$3,615 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-001-151-1177-5

Property Details

APN / Parcel Number

Primary APNC56-001-151-1177-5
Alternative APNs
  • 05-3N-23-1000-0000-0370
  • 23N305100000000370

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,762 sqft Living Area
Gross Area2,376 sqft
1st Floor Area1,762 sqft
FlooringTile

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Garage TypeAttached
Garage Area420 sqft
PorchFinished/Open Porch
Porch Area194 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address103 RIDGEWAY CIR
CityCRESTVIEW
StateFL
Zip32536-2173
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIDGEWAY LANDING LOT 37
Legal SubdivisionRIDGEWAY LANDING
Legal Lot Number37
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group1
Census Block1002
Census Tract20500

Owner

Source: Okaloosa County records · APN C56-001-151-1177-5

Assessment roll updated December 31, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address103 RIDGEWAY CIR, CRESTVIEW, FL 32536-2173
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 21, 2023 · Amount on Record
Deed SaleSep 21, 2023 · Amount on Record
Deed Document Number20233647884
Record UpdatedJun 08, 2026

September 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOKALOOSA FL
Recording DateSep 21, 2023
Property Address103 RIDGEWAY CIR, CRESTVIEW, FL 32536-2173
Document Number0003647884
Map ReferenceMB 30 PG 23-25
Instrument DateSep 18, 2023
Instrument3647884
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 13, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,287.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address100 W GARDEN ST # ST2ND, ST2ND, PENSACOLA, FL 32502-5696

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 RIDGEWAY CIR, CRESTVIEW, FL 32536-2173

Mortgage

Document Number0003647885
DateSep 21, 2023
Instrument3647885
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityCrestview City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,615.00 (+696.26%)$269,739 (+860.2%) Land $33,065 Building $236,674$269,739 (+860.2%) Land $33,065 Building $236,674
2023$454.00 (+6.32%)$28,092 (+7%) Land $28,092$28,092 (+7%) Land $28,092
2022$427.00$26,254 Land $26,254$26,254 Land $26,254

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910205001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020, Hurricane Sally

Wildfire

Wildfire RiskModerate
above 50% of the US · above 20% of Florida
Wildfire LikelihoodAbout 1 in 917 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 76 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsFiber2,000 / 35

May also be available at this address: LiveOak Fiber, Cox Communications, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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