Pender County property record for 106 Ridge Rd, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,937 sqft · built 1997 |
| Lot Size | 0.582 acres (25,352 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,896 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3293-75-3250-0000 |
| Primary APN | 3293-75-3250-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,937 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Lot Area | 25,352 sqft (0.582 acres) |
| Lot Dimensions | 244 ft deep x 98 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 56 sqft |
| Deck Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 400879913 |
|---|---|
| Street Address | 106 RIDGE RD |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-2341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LT 271 PB 13/69 OLDE POINT |
| Legal Subdivision | OLDE POINT |
| Legal Lot Number | 271 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 920202 |
Source: Pender County records · APN 3293-75-3250-0000
Assessment roll updated January 27, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 RIDGE RD, HAMPSTEAD, NC 28443-2341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Nov 11, 2010 |
| Transfer Doc | 0038490287 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 106 RIDGE RD, HAMPSTEAD, NC 28443-2341 |
| Transaction Type | Mortgage |
| Record Updated | Sep 08, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0047601019 |
|---|---|
| Date | Aug 02, 2021 |
| Book Page | 4760/1019 |
| Name | SELECT BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | WILMINGTON, NC 28405 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
Source: Pender County records · Assessment roll updated January 27, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,896.00 (+9.45%) | $506,863 (+73.9%) Land $154,728 Building $352,135 | $506,863 (+73.9%) Land $154,728 Building $352,135 |
| 2023 | $291,464 (-) Land $91,094 Building $200,370 | $291,464 (-) Land $91,094 Building $200,370 | |
| 2022 | $2,646.00 | $291,464 Land $91,094 Building $200,370 | $291,464 Land $91,094 Building $200,370 |
Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 93 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 52 (1996–2020) |
| Claims Outside the SFHA | 38 of 52 |
| Most Recent Claim | Aug 2020 · Hurricane Isaias |
| Claims by Event |
|
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 137 locations within half a mile of this property.
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