Pender County property record for 105 Ridge Rd, Hampstead, NC 28443 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,028 sqft · built 1993 |
| Lot Size | 0.457 acres (19,907 sqft) |
| Owner | Owner Name on File |
| Last Sale | $310,000 (Apr 2006) |
| Tax Bill | $2,777 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Jan 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3293-74-4903-0000 |
| Primary APN | 3293-74-4903-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,028 sqft Living Area |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 19,907 sqft (0.457 acres) |
| Porch | Porch |
| Porch Area | 36 sqft |
| Deck Area | 475 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 400886291 |
|---|---|
| Old Parcel Number | 3293 74 4903 0000 |
| Street Address | 105 RIDGE RD |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-2341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 269,PB 13/69 OLDE POINT |
| Legal Subdivision | OLDE POINT |
| Legal Lot Number | 269 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 920202 |
Source: Pender County records · APN 3293-74-4903-0000
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 105 RIDGE RD, HAMPSTEAD, NC 28443-2341 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jul 15, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jan 15, 2021 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA |
| Sep 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Jun 14, 2017 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 07, 2006 · Amount on Record |
| Deed Sale | Apr 07, 2006 · Amount on Record |
| Deed Document Number | 0002522929 |
| Deed Book / Page | 252 / 2929 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 105 RIDGE RD, HAMPSTEAD, NC 28443-2341 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 105 RIDGE RD, HAMPSTEAD, NC 28443-2341 |
| Document Number | 0047931873 |
|---|---|
| Date | Jul 15, 2022 |
| Book Page | 4793/1873 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 105 RIDGE RD, HAMPSTEAD, NC 28443-2341 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0047380915 |
|---|---|
| Date | Jan 15, 2021 |
| Book Page | 4738/915 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29423 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 20, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 105 RIDGE RD, HAMPSTEAD, NC 28443-2341 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0047231830 |
|---|---|
| Date | Sep 02, 2020 |
| Book Page | 4723/1830 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 105 RIDGE RD, HAMPSTEAD, NC 28443-2341 |
| Document Number | 0046451459 |
| Book / Page | 004645 / 001459 |
| Instrument Date | Jun 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 105 RIDGE RD HAMPSTEAD NC 284432341, HAMPSTEAD, NC 28443-2341 |
| Document Number | 0046451459 |
|---|---|
| Date | Jun 19, 2017 |
| Book Page | 004645/001459 |
| Instrument | 20025096 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 18, 2047 |
Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,777.00 (+9.37%) | $478,732 (+71.84%) Land $129,228 Building $349,504 | $478,732 (+71.84%) Land $129,228 Building $349,504 |
| 2023 | $278,596 (-) Land $84,409 Building $194,187 | $278,596 (-) Land $84,409 Building $194,187 | |
| 2022 | $2,539.00 | $278,596 Land $84,409 Building $194,187 | $278,596 Land $84,409 Building $194,187 |
Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371419202023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 93 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 93 in force 83 of 93 on primary residences |
| Nearby Flood Claims | 52 (1996–2020) |
| Claims Outside the SFHA | 38 of 52 |
| Most Recent Claim | Aug 2020, tidal / storm surge, Hurricane Isaias |
| Flood Events |
|
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,250 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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