103 Ridge Rd, Hampstead, NC 28443 Property Records

Pender County property record for 103 Ridge Rd, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 2,788 sqft · built 1987
Lot Size	0.585 acres (25,526 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Sep 2025)
Tax Bill	$3,333 (2024)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Apr 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3293-74-4830-0000`

Property Details

APN / Parcel Number

Primary APN	`3293-74-4830-0000`
Alternative APNs	`000051557` `923013`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,788 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Raised
Lot Area	25,526 sqft (0.585 acres)

Exterior Amenities

Deck Area	140 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	120 sqft
Lean-To	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	923013
Old Parcel Number	3293 74 4830 0000
Street Address	103 RIDGE RD
City	HAMPSTEAD
State	NC
Zip	28443-2341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	L 268 PB 13/69 OLDE POINT
Legal Subdivision	OLDE POINT
Legal Lot Number	268
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	3
Census Block	3014
Census Tract	920202

Owner

Source: Pender County records · APN 3293-74-4830-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	103 RIDGE RD, HAMPSTEAD, NC 28443-2341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Apr 17, 2023	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Oct 24, 2019	Warranty Deed, Transfer NAVY FCU
Jul 24, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 26, 2025 · Amount on Record
Deed Sale	Sep 26, 2025 · Amount on Record
Prior Sale	Apr 17, 2023 · Amount on Record
Deed Document Number	0048732645
Deed Book / Page	4873 / 2645
Record Updated	Jun 08, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Sep 26, 2025
Property Address	103 RIDGE RD, HAMPSTEAD, NC 28443-2341
Document Number	0048732645
Book / Page	4873 / 2645
Map Reference	MB 13 PG 69
Instrument Date	Sep 24, 2025
Transaction Type	Transfer
Record Updated	Oct 08, 2025
Title Company	ATLANTIC TITLE INC, ATLANTIC LAND TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	413 N 450 W, CLEARFIELD, UT 84015-3961

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 RIDGE RD, HAMPSTEAD, NC 28443-2341

Mortgage

Document Number	0048732648
Date	Sep 26, 2025
Instrument	4873/2648

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Apr 17, 2023
Property Address	103 RIDGE RD, HAMPSTEAD, NC 28443-2341
Document Number	0048102401
Book / Page	4810 / 2401
Map Reference	MB 13 PG 69
Instrument Date	Apr 12, 2023
Transaction Type	Transfer
Record Updated	May 03, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2717 CHRISTOPHER FARMS DR, VIRGINIA BEACH, VA 23453-6622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 RIDGE RD, HAMPSTEAD, NC 28443-2341

Mortgage

Document Number	0048102404
Date	Apr 17, 2023
Instrument	4810-2404

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Oct 24, 2019
Property Address	103 RIDGE RD, HAMPSTEAD, NC 28443-2341
Document Number	0046960184
Book / Page	004696 / 000184
Instrument Date	Oct 16, 2019
Instrument	20055402
Transaction Type	Transfer
Record Updated	Nov 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 RIDGE RD HAMPSTEAD NC 284432341, HAMPSTEAD, NC 28443-2341

Mortgage

Document Number	46960186
Date	Oct 24, 2019
Book Page	004696/000186
Instrument	20055403

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jul 24, 2019
Property Address	103 RIDGE RD, HAMPSTEAD, NC 28443-2341
Document Number	0046892309
Book / Page	004689 / 002309
Instrument Date	Jul 11, 2019
Instrument	20051905
Transaction Type	Transfer
Record Updated	Aug 08, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 SPIREA DR OAKWOOD OH 454193539, OAKWOOD, OH 45419-3539

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$711,265 (+109.95%) Land $155,544 Building $555,721	$711,265 (+109.95%) Land $155,544 Building $555,721
2024	$3,333.00 (+13.75%)	$338,784 (-) Land $91,235 Building $247,549	$338,784 (-) Land $91,235 Building $247,549
2023		$338,784 (-) Land $91,235 Building $247,549	$338,784 (-) Land $91,235 Building $247,549
2022	$2,930.00	$338,784 Land $91,235 Building $247,549	$338,784 Land $91,235 Building $247,549

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 93 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	52 (1996–2020)
Claims Outside the SFHA	38 of 52
Most Recent Claim	Aug 2020 · Hurricane Isaias
Claims by Event	Hurricane Florence, Sep 2018 · 23 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims Hurricane Fran, Sep 1996 · 15 claims

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Based on FCC filings for 137 locations within half a mile of this property.

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