106 McGrady Dr, Ladson, SC 29456 Property Records

Charleston County property record for 106 McGrady Dr, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,242 sqft · built 2007
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (May 2026)
Tax Bill	$1,334 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`388-00-00-251`

Property Details

APN / Parcel Number

Primary APN	`388-00-00-251`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,242 sqft Living Area
1st Floor Area	1,242 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Terrain	High
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	195 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	106 MCGRADY DR
City	LADSON
State	SC
Zip	29456-3947
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -SUMMERPARK PHASE 3A DESCRIPTION -LOT 91
Legal Subdivision	SUMMERPARK PHASE 3A
Legal Phase	3A
Legal Lot Number	91
Jurisdiction	CHARLESTON SC
Township / Civil Division	NORTH CHARLESTON
Census Block Group	1
Census Block	1076
Census Tract	3106

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	106 MCGRADY DR, LADSON, SC 29456-3947
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA
May 22, 2026	Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Apr 13, 2022	Deed, Transfer
Aug 21, 2017	Deed of Trust, Mortgage · VA Mortgage NEW PENN FIN'L LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2026 · Amount on Record
Deed Sale	May 22, 2026 · Amount on Record
Prior Sale	Apr 13, 2022 · Amount on Record
Deed Book / Page	1391 / 41
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	106 MCGRADY DR, LADSON, SC 29456-3947
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 MCGRADY DR, LADSON, SC 29456-3947

Mortgage

Document Number	0012030149
Date	Sep 14, 2023
Book Page	1203/149

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Aug 20, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 22, 2026
Property Address	106 MCGRADY DR, LADSON, SC 29456-3947
Document Number	1391000041
Book / Page	1391 / 41
Instrument Date	May 14, 2026
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$117,715.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 MCGRADY DR, LADSON, SC 29456-3947
Investor	Possibly a Property Investor

Mortgage

Document Number	1391000042,
Date	May 22, 2026
Book Page	1391/42

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2051

Interest

Rate	6.37%
Max Rate	-1%

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Apr 13, 2022
Property Address	106 MCGRADY DR, LADSON, SC 29456-3947
Document Number	0011000097
Book / Page	1100 / 97
Map Reference	MB EJ PG 613&614
Instrument Date	Mar 14, 2022
Transaction Type	Transfer
Record Updated	Jul 13, 2022

Transaction

Amount	Amount Recorded
Tax	$707.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 MCGRADY DR, LADSON, SC 29456-3947

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	106 MCGRADY DR, LADSON, SC 29456-3947
Document Number	0662/0330
Book / Page	000662 / 000330
Instrument Date	Aug 21, 2017
Transaction Type	Mortgage
Record Updated	Sep 13, 2017
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 MCGRADY DR LADSON SC 294563947, LADSON, SC 29456-3947

Mortgage

Document Number	0662/0330
Date	Aug 28, 2017
Book Page	000662/000330

Lender

Name	NEW PENN FIN'L LLC
Type	Funding / Finance Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2047

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Summerville Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,334.00 (+8.19%)	$306,900 (+3,356.08%) Land $59,700 Building $247,200	$306,900 (+62.64%) Land $59,700 Building $247,200
2024	$1,233.00 (+92.66%)	$8,880 (+174.07%)
2022	$640.00	$3,240	$188,700 (-30.63%) Land $45,000 Building $143,700
2020			$272,000 Land $62,328 Building $209,672

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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