102 McGrady Dr, Ladson, SC 29456 Property Records

Charleston County property record for 102 McGrady Dr, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,772 sqft · built 2007
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Nov 2022)
Tax Bill	$1,717 (2025)
Deeds & Mortgages	Apr 2026 Transfer Nov 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`388-00-00-253`

Property Details

APN / Parcel Number

Primary APN	`388-00-00-253`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,772 sqft Living Area
1st Floor Area	1,772 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Terrain	High
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	239 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	102 MCGRADY DR
City	LADSON
State	SC
Zip	29456-3947
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -SUMMERPARK PHASE 3A DESCRIPTION -LOT 93
Legal Subdivision	SUMMERPARK PHASE 3A
Legal Phase	3A
Legal Lot Number	93
Jurisdiction	CHARLESTON SC
Township / Civil Division	NORTH CHARLESTON
Census Block Group	1
Census Block	1076
Census Tract	3106

Owner

102 McGrady Dr is owned and occupied by two individuals who acquired it in March 2026.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	102 MCGRADY DR, LADSON, SC 29456-3947
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 4, 2022	Deed, Transfer · Conventional Mortgage REV FEDERAL CREDIT UNION
Sep 25, 2020	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Jan 23, 2019	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2022 · Amount on File
Deed Sale	Nov 4, 2022 · Amount on File
Prior Sale	Jan 23, 2019 · Amount on File
Deed Book / Page	1147 / 75
Last Transfer Date	Mar 20, 2026
Transfer Doc	1380000276
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Apr 6, 2026
Property Address	102 MCGRADY DR, LADSON, SC 29456-3947
Document Number	1380000276
Book / Page	1380 / 276
Instrument Date	Mar 20, 2026
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	102 MCGRADY DR, LADSON, SC 29456-3947

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Nov 4, 2022
Property Address	102 MCGRADY DR, LADSON, SC 29456-3947
Document Number	0011470075
Book / Page	1147 / 75
Map Reference	MB EJ PG 613&614
Instrument Date	Oct 18, 2022
Transaction Type	Transfer
Record Updated	Jan 30, 2023
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$819.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	102 MCGRADY DR, LADSON, SC 29456-3947

Mortgage

Document Number	0000114778
Date	Nov 4, 2022
Instrument	1147/78

Lender

Name	REV FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Nov 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7%
Index	Other
Margin	3
Max Rate	10%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	102 MCGRADY DR, LADSON, SC 29456-3947
Document Number	0940/0305
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	102 MCGRADY DR LADSON SC 294563947, LADSON, SC 29456-3947

Mortgage

Document Number	0940/0305
Date	Dec 2, 2020
Book Page	000940/000305

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jan 23, 2019
Property Address	102 MCGRADY DR, LADSON, SC 29456-3947
Document Number	0773/0555
Book / Page	000773 / 000555
Instrument Date	Jan 16, 2019
Transaction Type	Transfer
Record Updated	Feb 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	102 MCGRADY DR LADSON SC 294563947, LADSON, SC 29456-3947

Mortgage

Document Number	773/0556
Date	Jan 23, 2019
Book Page	000773/000556

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 102 McGrady Dr was $1,717, up 9.2% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Summerville Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,717.00 (+9.15%)	$359,880 (+2,756.19%) Land $62,100 Building $297,780	$359,880 Land $62,100 Building $297,780
2024	$1,573.00	$12,600
2022	$1,155.00	$8,800	$220,000 Land $45,400 Building $174,600
2020			$315,000 Land $59,080 Building $255,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 102 McGrady Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 McGrady Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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