109 McGrady Dr, Ladson, SC 29456 Property Records

Charleston County property record for 109 McGrady Dr, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,673 sqft · built 2007
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$293,000 (Dec 2021)
Tax Bill	$1,632 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`388-00-00-248`

Property Details

APN / Parcel Number

Primary APN	`388-00-00-248`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,673 sqft Living Area
1st Floor Area	1,673 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Terrain	High
Garage Type	Attached
Garage Area	204 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	150 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	109 MCGRADY DR
City	LADSON
State	SC
Zip	29456-3947
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -SUMMERPARK PHASE 3A DESCRIPTION -LOT 22
Legal Subdivision	SUMMERPARK PHASE 3A
Legal Phase	3A
Legal Lot Number	22
Jurisdiction	CHARLESTON SC
Township / Civil Division	NORTH CHARLESTON
Census Block Group	1
Census Block	1077
Census Tract	3106

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 MCGRADY DR, LADSON, SC 29456-3947
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Sep 16, 2021	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2021 · Amount on Record
Deed Sale	Dec 30, 2021 · Amount on Record
Prior Sale	Sep 16, 2021 · Amount on Record
Deed Book / Page	1064 / 30
Record Updated	Oct 29, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Dec 30, 2021
Property Address	109 MCGRADY DR, LADSON, SC 29456-3947
Document Number	0010640030
Book / Page	1064 / 30
Map Reference	MB EJ PG 613&614
Instrument Date	Dec 20, 2021
Transaction Type	Transfer
Record Updated	Mar 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 MCGRADY DR, LADSON, SC 29456-3947

Mortgage

Document Number	0000106431
Date	Dec 30, 2021
Instrument	1064/31

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Sep 16, 2021
Property Address	109 MCGRADY DR, LADSON, SC 29456-3947
Document Number	0010330069
Book / Page	1033 / 69
Map Reference	MB EJ PG 613&614
Instrument Date	Jul 23, 2021
Transaction Type	Transfer
Record Updated	Jan 26, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1502 E EDGEMONT AVE, PHOENIX, AZ 85006-1130

Mortgage

Document Number	0000103370
Date	Sep 16, 2021
Instrument	1033/70

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Summerville Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,632.00 (+9.38%)	$336,950 (+2,775%) Land $51,750 Building $285,200	$454,620 (+55.16%) Land $59,500 Building $395,120
2024	$1,492.00 (+4.7%)	$11,720 (-)
2022	$1,425.00	$11,720	$293,000 (-) Land $45,000 Building $248,000
2020			$293,000 Land $45,000 Building $248,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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