Henderson County property record for 92 McDowell Rd, Mills River, NC 28759 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,836 sqft · built 1990 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Jul 2007) |
| Tax Bill | $1,523 (2025) |
| Deeds & Mortgages | Sep 2023 Second Mortgage Jan 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9632269870 |
| Primary APN | 9632269870 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,836 sqft Heated Area |
| 1st Floor Area | 1,120 sqft |
| Upper Floors Area | 450 sqft |
| Basement Area | 1,120 sqft |
| Unfinished Basement | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 47,916 sqft (1.1 acres) |
| Porch | Slab |
| Porch Area | 143 sqft |
| Deck Area | 511 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 9935691 |
|---|---|
| Street Address | 92 MCDOWELL RD |
| City | MILLS RIVER |
| State | NC |
| Zip | 28759-2532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SR1349 ON MCDOWELL CRK RD PL1988-434 |
| Legal Subdivision | MCDOWELL CRK |
| Legal Block | 26 |
| Legal Lot Number | 9870 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | MILLS RIVER |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 930701 |
Source: Henderson County records · APN 9632269870
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 92 MCDOWELL RD, MILLS RIVER, NC 28759-2532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jan 08, 2018 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Oct 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 25, 2007 · Amount on Record |
| Deed Sale | Jul 25, 2007 · Amount on Record |
| Deed Book / Page | 1327 / 692 |
| Last Transfer Date | Apr 21, 2021 |
| Transfer Doc | 0036960638 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 92 MCDOWELL RD, MILLS RIVER, NC 28759-2532 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0040860031 |
|---|---|
| Date | Sep 14, 2023 |
| Book Page | 4086/31 |
| Instrument | 1001003605 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 92 MCDOWELL RD, MILLS RIVER, NC 28759-2532 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031510033 |
|---|---|
| Date | Jan 08, 2018 |
| Book Page | 3151/33 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 92 MCDOWELL RD, MILLS RIVER, NC 28759-2532 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035790384 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 3579/384 |
| Instrument | 935693 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2035 |
Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Mills River Town |
| Unified School District | Henderson County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $353,500 (-) Land $62,000 Building $291,500 | ||
| 2025 | $1,523.00 | $353,500 (-) Land $62,000 Building $291,500 | |
| 2023 | $353,500 Land $62,000 Building $291,500 | $353,500 Land $62,000 Building $291,500 |
Source: FEMA National Flood Hazard Layer, Henderson County (37089C), updated October 12, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 45% of the US · above 65% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,042 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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