106 Lock Haven St, Henderson, TX 75654 Property Records

Rusk County property record for 106 Lock Haven St, Henderson, TX 75654

Property Summary

Property Type	Single Family Home
Details	1,298 sqft · built 1982
Lot Size	0.253 acres (10,999 sqft)
Owner	Individual Name on File
Last Sale	$132,600 (Nov 2017)
Tax Bill	$2,962 (2026)
Deeds & Mortgages	Aug 2026 Sale Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02441-00020-00000-000000`

Property Details

APN / Parcel Number

Primary APN	`02441-00020-00000-000000`
Alternative APN	`17090`

Interior

Stories	1 Story
Building Area	1,298 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Lot Area	10,999 sqft (0.253 acres)
Lot Dimensions	100 ft deep x 110 ft wide
Garage Area	500 sqft

Location & Zoning

Account Number	02441-00020-00000-000000
Street Address	106 LOCK HAVEN ST
City	HENDERSON
State	TX
Zip	75654-2540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5 BLK 910A MEADOW ACRES #2
Legal Subdivision	MEADOW ACRES SUBDIVISION
Legal Block	910A
Legal Lot Number	5
Jurisdiction	RUSK TX
Township / Civil Division	HENDERSON
Census Block Group	3
Census Block	3007
Census Tract	950800

Owner

106 Lock Haven St is owned and occupied by an individual who bought it in November 2017.

Source: Rusk County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	106 LOCK HAVEN ST, HENDERSON, TX 75654-2540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Administrator's Deed, Transfer NONE LISTED ON DOCUMENT
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK
Nov 13, 2017	Vendor's Lien, Transfer · Conventional Mortgage FBC MORTGAGE LLC
May 4, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2017 · Amount on File
Deed Sale	Nov 13, 2017 · Amount on File
Prior Sale	May 4, 2017 · Amount on File
Deed Document Number	2017180662
Deed Book / Page	3537 / 431
Prior Transfer Date	May 2, 2017
Prior Transfer Doc	3504/393
Record Updated	Oct 29, 2026

August 2026: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	RUSK TX
Recording Date	Aug 10, 2026
Property Address	106 LOCK HAVEN ST, HENDERSON, TX 75654-2540
Document Number	0000274437
Instrument Date	Aug 3, 2026
Instrument	2026274437
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 LOCK HAVEN ST, HENDERSON, TX 75654-2540

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK TX
Property Address	106 LOCK HAVEN ST, HENDERSON, TX 75654-2540
Transaction Type	Mortgage
Record Updated	Apr 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3763/269
Date	Mar 25, 2021
Book Page	3763/269
Instrument	218228

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank
Address	HENDERSON, TX 75652

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	RUSK TX
Recording Date	Nov 13, 2017
Property Address	106 LOCK HAVEN ST, HENDERSON, TX 75654-2540
Document Number	3537/431
Book / Page	3537 / 431
Map Reference	VOL 1224 PG 220
Instrument Date	Nov 7, 2017
Instrument	180662
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 LOCK HAVEN ST, HENDERSON, TX 75654-2540

Mortgage

Document Number	180663
Date	Nov 13, 2017
Instrument	180663

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	RUSK TX
Recording Date	May 4, 2017
Property Address	106 LOCK HAVEN ST, HENDERSON, TX 75654-2540
Document Number	3504/393
Book / Page	3504 / 393
Instrument Date	May 2, 2017
Instrument	175142
Transaction Type	Foreclosure
Record Updated	Dec 6, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1099, HENDERSON, TX 75653-1099

Tax Assessment & Valuation

The 2026 property tax bill for 106 Lock Haven St was $2,962 with a homeowner's exemption, up 120.6% from the year before.

Source: Rusk County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Henderson City
County	Rusk County
Unified School District	Henderson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,962.00 (+120.55%) Homeowner's exemption	$155,830 (-) Land $25,000 Building $130,830	$155,830 (-) Land $25,000 Building $130,830
2025	$1,343.00 Homeowner's exemption	$155,830 Land $25,000 Building $130,830	$155,830 Land $25,000 Building $130,830
2023		$133,570 Land $17,500 Building $116,070	$133,570 Land $17,500 Building $116,070
2022	$1,648.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Lock Haven St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2000–2003)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Lock Haven St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSON serves 14,666 people · EPA ID TX2010001
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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