105 Lock Haven St, Henderson, TX 75654 Property Records

Rusk County property record for 105 Lock Haven St, Henderson, TX 75654

Property Summary

Property Type	Single Family Home
Details	1,533 sqft · built 1983
Lot Size	0.356 acres (15,507 sqft)
Owner	Individual Name on Record
Last Sale	$143,800 (Aug 2019)
Tax Bill	$3,781 (2026)
Deeds & Mortgages	Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02440-00050-00000-000000`

Property Details

APN / Parcel Number

Primary APN	`02440-00050-00000-000000`
Alternative APN	`17079`

Interior

Stories	1 Story
Building Area	1,533 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	15,507 sqft (0.356 acres)
Lot Dimensions	127 ft deep x 116 ft wide
Garage Area	420 sqft
Porch	Porch
Porch Area	120 sqft

Location & Zoning

Account Number	02440-00050-00000-000000
Street Address	105 LOCK HAVEN ST
City	HENDERSON
State	TX
Zip	75654-2539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5 & 5 BACK LT 4 BLK 907 MEADOW ACRES
Legal Subdivision	WILLIAM BROMLEY SURVEY ABSTRACT
Legal Block	907
Legal Lot Number	4,5
Jurisdiction	RUSK TX
Township / Civil Division	HENDERSON
Census Block Group	3
Census Block	3002
Census Tract	950800

Owner

Source: Rusk County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	105 LOCK HAVEN ST, HENDERSON, TX 75654-2539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2019 · Amount on Record
Deed Sale	Aug 30, 2019 · Amount on Record
Prior Sale	Sep 8, 2016
Deed Document Number	201967
Deed Book / Page	3659 / 623
Record Updated	Oct 29, 2026

August 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	RUSK TX
Recording Date	Aug 30, 2019
Property Address	105 LOCK HAVEN ST, HENDERSON, TX 75654-2539
Document Number	3659/623
Book / Page	3659 / 623
Instrument Date	Aug 30, 2019
Instrument	201967
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 LOCK HAVEN ST, HENDERSON, TX 75654-2539

Mortgage

Document Number	201968
Date	Aug 30, 2019
Instrument	201968

Lender

Name	HENDERSON FSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Sep 1, 2029
Change Frequency	5 Years
Min Rate At Change	2%
Index	Prime Rate
Max Rate	10.7%

Tax Assessment & Valuation

Source: Rusk County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Henderson City
County	Rusk County
Unified School District	Henderson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,781.00 (+136.46%) Homeowner's exemption	$198,890 (-1.07%) Land $25,000 Building $173,890	$198,890 (-1.07%) Land $25,000 Building $173,890
2025	$1,599.00 (-19.04%) Homeowner's exemption	$201,050 (+9.93%) Land $25,000 Building $176,050	$201,050 (+9.93%) Land $25,000 Building $176,050
2023		$182,890 Land $17,490 Building $165,400	$182,890 Land $17,490 Building $165,400
2022	$1,975.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2000–2003)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSON serves 14,666 people · EPA ID TX2010001
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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