103 Lock Haven St, Henderson, TX 75654 Property Records

Rusk County property record for 103 Lock Haven St, Henderson, TX 75654

Property Summary

Property TypeSingle Family Home
Details1,892 sqft · built 1982
Lot Size0.366 acres (15,956 sqft)
OwnerIndividual Name on Record
Last Sale$141,300 (May 2012)
Tax Bill$3,893 (2026)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN02440-00060-00000-000000

Property Details

APN / Parcel Number

Primary APN02440-00060-00000-000000
Alternative APN
  • 11737

Interior

Stories1 Story
Building Area1,892 sqft Living Area

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Lot Area15,956 sqft (0.366 acres)
Lot Dimensions152 ft deep x 90 ft wide
Garage Area400 sqft
PorchPorch
Porch Area96 sqft

Location & Zoning

Account Number02440-00060-00000-000000
Street Address103 LOCK HAVEN ST
CityHENDERSON
StateTX
Zip75654-2539
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 6 BLK 907 MEADOW ACRES
Legal SubdivisionMEADOW ACRES SUBDIVISION
Legal Block907
Legal Lot Number6
JurisdictionRUSK TX
Township / Civil DivisionHENDERSON
Census Block Group3
Census Block3002
Census Tract950800

Owner

Source: Rusk County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address103 LOCK HAVEN ST, HENDERSON, TX 75654-2539
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2012 · Amount on Record
Deed SaleMay 2, 2012 · Amount on Record
Deed Document Number2012116320
Deed Book / Page3138 / 730
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRUSK TX
Property Address103 LOCK HAVEN ST, HENDERSON, TX 75654-2539
Transaction TypeMortgage
Record UpdatedDec 15, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003816/629
DateNov 29, 2021
Book Page3816/629
Instrument226179
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term236 Months
DueJul 1, 2041

Tax Assessment & Valuation

Source: Rusk County assessment roll, as of February 10, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityHenderson City
CountyRusk County
Unified School DistrictHenderson Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,893.00 (+98.42%) Homeowner's exemption$204,820 (-) Land $25,000 Building $179,820$204,820 (-) Land $25,000 Building $179,820
2025$1,962.00 (-17.35%) Homeowner's exemption$204,820 (+11.29%) Land $25,000 Building $179,820$204,820 (+11.29%) Land $25,000 Building $179,820
2023$184,040 Land $17,500 Building $166,540$184,040 Land $17,500 Building $166,540
2022$2,374.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (2000–2003)
Claims Outside the SFHA4 of 4
Most Recent ClaimJun 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HENDERSON
serves 14,666 people · EPA ID TX2010001
Water SourceSurface water
Last State InspectionApr 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Sparklight
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: AT&T, T-Mobile.

Nearby Properties on Lock Haven St

Nearby Streets

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