106 Laura Ct, Cherryville, NC 28021 Property Records

Gaston County property record for 106 Laura Ct, Cherryville, NC 28021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,336 sqft · built 1998
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Aug 2023)
Tax Bill	$2,945 (2023)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`161816`

Property Details

APN / Parcel Number

Primary APN	`161816`
Alternative APN	`1679911`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,336 sqft Heated Area
Flooring	Combination, Other

Exterior

Year Built	Built 1998
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Material	Shingle
Lot Area	20,909 sqft (0.48 acres)
Porch	Porch
Porch Area	105 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1679911
Street Address	106 LAURA CT
City	CHERRYVILLE
State	NC
Zip	28021-3001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CROWN CREEK BLK C L 25 12 069B 001 35 000
Legal Subdivision	CROWN CREEK
Legal Block	C
Legal Lot Number	25
Jurisdiction	GASTON NC
Township / Civil Division	CHERRYVILLE
Census Block Group	1
Census Block	1041
Census Tract	30700

Owner

Source: Gaston County records, as of September 27, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	106 LAURA CT, CHERRYVILLE, NC 28021-3001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Warranty Deed, Transfer · Conventional Mortgage JOLT CREDIT UNION
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 28, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2023 · Amount on Record
Deed Sale	Aug 11, 2023 · Amount on Record
Prior Sale	Apr 28, 2017 · Amount on Record
Deed Document Number	0005428291
Deed Book / Page	5428 / 291
Record Updated	Jun 7, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Aug 11, 2023
Property Address	106 LAURA CT, CHERRYVILLE, NC 28021-3001
Document Number	0054280291
Book / Page	5428 / 291
Map Reference	MB 50 PG 124
Instrument Date	Aug 11, 2023
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	407 FARRIS DR, CHERRYVILLE, NC 28021-3119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 LAURA CT, CHERRYVILLE, NC 28021-3001

Mortgage

Document Number	0005428294
Date	Aug 11, 2023
Instrument	5428/294

Lender

Name	JOLT CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	106 LAURA CT, CHERRYVILLE, NC 28021-3001
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051900641
Date	Jan 13, 2021
Book Page	5190/641

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Apr 28, 2017
Property Address	106 LAURA CT, CHERRYVILLE, NC 28021-3001
Document Number	0049080815
Book / Page	4908 / 0815
Map Reference	MB 50 PG 124
Instrument Date	Apr 28, 2017
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1133, MAIDEN, NC 28650-2133

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 LAURA CT, CHERRYVILLE, NC 28021-3001

Mortgage

Document Number	49080818
Date	Apr 28, 2017
Instrument	4908/0818

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Cherryville City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$2,945.00 (+31.65%)	$270,250 (+60.66%) Land $20,500 Building $249,750
2022	$2,237.00	$168,210 Land $17,500 Building $150,710

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHERRYVILLE serves 6,353 people · EPA ID NC0136030
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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