Gaston County property record for 103 Laura Ct, Cherryville, NC 28021 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,771 sqft · built 1996 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Jun 1999) |
| Tax Bill | $3,268 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Sep 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12069B00127 |
| Primary APN | 12069B00127 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 2 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,771 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 30,056 sqft (0.69 acres) |
| Porch | Porch |
| Porch Area | 15 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 103 LAURA CT |
|---|---|
| City | CHERRYVILLE |
| State | NC |
| Zip | 28021-3002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CROWN CREEK BLK B L 21 12 069B 001 27 000 |
| Legal Subdivision | CROWN CREEK |
| Legal Block | B |
| Jurisdiction | GASTON NC |
| Township / Civil Division | CHERRYVILLE |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 30700 |
Source: Gaston County records · APN 12069B00127
Assessment roll updated August 19, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 LAURA CT, CHERRYVILLE, NC 28021-3002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2026 | Deed of Trust, Mortgage · FHA Mortgage NATIONS MORTGAGE LLC |
| Sep 17, 2025 | Deed of Trust, Mortgage · Line of Credit UNITED BANK A VIRGINI |
| Nov 04, 2017 | Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 14, 1999 · Amount on Record |
| Deed Sale | Jun 14, 1999 · Amount on Record |
| Deed Book / Page | 2950 / 631 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 103 LAURA CT, CHERRYVILLE, NC 28021-3002 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Title Company | LENDERS FIRST TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 103 LAURA CT, CHERRYVILLE, NC 28021-3002 |
| Document Number | 0056251406 |
|---|---|
| Date | Mar 16, 2026 |
| Book Page | 5625/1406 |
| Name | NATIONS MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 3310 W BIG BEAVER RD STE 300, TROY, MI 48084 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 103 LAURA CT, CHERRYVILLE, NC 28021-3002 |
| Transaction Type | Mortgage |
| Record Updated | Oct 06, 2025 |
| Title Company | CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|
| Document Number | 0055852234 |
|---|---|
| Date | Sep 17, 2025 |
| Book Page | 5585/2234 |
| Name | UNITED BANK A VIRGINI |
|---|---|
| Address | 11185 FAIRFAX BLVD, FAIRFAX, VA 22030 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 15, 2050 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 103 LAURA CT, CHERRYVILLE, NC 28021-3002 |
| Document Number | 0049451301 |
| Book / Page | 004945 / 001301 |
| Instrument Date | Nov 04, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 07, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 103 LAURA CT CHERRYVILLE NC 280213002, CHERRYVILLE, NC 28021-3002 |
| Document Number | 0049451301 |
|---|---|
| Date | Nov 14, 2017 |
| Book Page | 004945/001301 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 13, 2032 |
Source: Gaston County records · Assessment roll updated August 19, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Cherryville City |
| Unified School District | Gaston County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,268.00 (-1%) | $302,910 (-) Land $20,500 Building $282,410 | |
| 2023 | $3,301.00 | $302,910 Land $20,500 Building $282,410 | |
| 2021 | $190,030 Land $17,500 Building $172,530 |
Source: FEMA National Flood Hazard Layer, Gaston County (37071C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,923 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 22 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 50 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA, Ripple Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.
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