102 Laura Ct, Cherryville, NC 28021 Property Records

Gaston County property record for 102 Laura Ct, Cherryville, NC 28021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,410 sqft · built 1996
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,909 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12069B00125`

Property Details

APN / Parcel Number

Primary APN	`12069B00125`
Alternative APN	`161806`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,410 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	20,909 sqft (0.48 acres)
Porch	Porch
Porch Area	205 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	102 LAURA CT
City	CHERRYVILLE
State	NC
Zip	28021-3001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CROWN CREEK BLK B L 27 12 069B 001 25 000
Legal Subdivision	CROWN CREEK
Legal Block	B
Jurisdiction	GASTON NC
Township / Civil Division	CHERRYVILLE
Census Block Group	1
Census Block	1041
Census Tract	30700

Owner

Source: Gaston County assessment roll, as of August 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	102 LAURA CT, CHERRYVILLE, NC 28021-3001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed, Transfer · FHA Mortgage NEWREZ LLC
Sep 6, 2019	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 14, 2021
Deed Sale	Oct 14, 2021
Prior Sale	Sep 6, 2019 · Amount on Record
Deed Book / Page	5276 / 52
Prior Transfer Date	Jul 19, 2013
Prior Transfer Doc	0046880408
Record Updated	Jun 8, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GASTON NC
Recording Date	Oct 14, 2021
Property Address	102 LAURA CT, CHERRYVILLE, NC 28021-3001
Document Number	0052760052
Book / Page	5276 / 52
Map Reference	MB 46 PG 55
Instrument Date	Oct 9, 2021
Transaction Type	Transfer
Record Updated	Dec 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4314 KEMPER LN, 4314, MINT HILL, NC 28227-9707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 LAURA CT, CHERRYVILLE, NC 28021-3001

Mortgage

Document Number	0000527657
Date	Oct 14, 2021
Instrument	5276/57

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Sep 6, 2019
Property Address	102 LAURA CT, CHERRYVILLE, NC 28021-3001
Document Number	0050652293
Book / Page	5065 / 2293
Map Reference	MB 46 PG 55
Instrument Date	Sep 6, 2019
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	BRIDGETRUST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$332.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 LAURA CT, 102, CHERRYVILLE, NC 28021-3001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 LAURA CT, CHERRYVILLE, NC 28021-3001

Mortgage

Document Number	50652296
Date	Sep 6, 2019
Instrument	5065/2296

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Cherryville City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,909.00 (-1.02%)	$269,640 (-) Land $20,500 Building $249,140
2023	$2,939.00	$269,640 Land $20,500 Building $249,140
2021			$168,650 Land $17,500 Building $151,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHERRYVILLE serves 6,353 people · EPA ID NC0136030
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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