106 Lamplighter Way, O Fallon, MO 63368 Property Records

St. Charles County property record for 106 Lamplighter Way, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,686 sqft · built 1985
Lot Size	0.11 acres (4,792 sqft)
Owner	Company Name on File
Tax Bill	$3,373 (2025)
Deeds & Mortgages	Jun 2023 Sale Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A850003320`

Property Details

APN / Parcel Number

Primary APN	`A850003320`
Alternative APN	`2-0070-5819-00-0130.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,686 sqft Living Area
Gross Area	2,512 sqft
1st Floor Area	1,312 sqft
Basement Area	700 sqft
Finished Basement	374 sqft
Unfinished Basement	326 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	88 sqft
Deck Area	Deck Area
Patio Area	328 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A850003320
Street Address	106 LAMPLIGHTER WAY
City	O FALLON
State	MO
Zip	63368-7323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	VLGS OF PHEASANT PT VLG 1 LOT 130
Legal Subdivision	VLGS OF PHEASANT PT
Legal Lot Number	130
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	2
Census Block	2001
Census Tract	311124

Owner

106 Lamplighter Way is owned by a company that acquired it in June 2023.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Company Name on File
Mailing Address	22 MEADOWSTONE CT, SAINT CHARLES, MO 63303-4638
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Special Warranty Deed, Transfer
Jan 15, 2021	Deed of Trust, Mortgage STIFEL BK&TR
Jun 6, 2019	Warranty Deed, Transfer STIFEL BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2023
Deed Sale	Jun 21, 2023
Prior Sale	Jun 6, 2019 · Amount on File
Deed Document Number	202324048
Prior Transfer Date	Apr 22, 2009
Prior Transfer Doc	0051891331
Record Updated	Oct 29, 2026

June 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 21, 2023
Property Address	106 LAMPLIGHTER WAY, O FALLON, MO 63368-7323
Document Number	0000024048
Map Reference	MB 24 PG 37
Instrument Date	Jun 21, 2023
Instrument	2023R-024048
Transaction Type	Transfer
Record Updated	Jul 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 MEADOWSTONE CT, SAINT CHARLES, MO 63303-4638

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 MEADOWSTONE CT, SAINT CHARLES, MO 63303-4638

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	106 LAMPLIGHTER WAY, O FALLON, MO 63368-7323
Document Number	0000006395
Instrument Date	Jan 15, 2021
Transaction Type	Mortgage
Record Updated	Mar 31, 2021
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	22 MEADOWSTONE CT ST CHARLES MO 633034638, ST CHARLES, MO 63303-4638

Mortgage

Document Number	0000006395
Date	Jan 22, 2021
Instrument	6395

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 6, 2019
Property Address	106 LAMPLIGHTER WAY, O FALLON, MO 63368-7323
Document Number	0070850980
Book / Page	007085 / 000980
Instrument Date	May 31, 2019
Instrument	275390
Transaction Type	Transfer
Record Updated	Jul 4, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	22 MEADOWSTONE CT ST CHARLES MO 633034638, ST CHARLES, MO 63303-4638

Mortgage

Document Number	70850982
Date	Jun 6, 2019
Book Page	007085/000982
Instrument	275400

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 5, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 106 Lamplighter Way was $3,373, down 43.8% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,409 (-)	$275,836 (-) Land $50,000 Building $225,836
2025	$3,373.00 (-43.81%)	$52,409	$275,836 Land $50,000 Building $225,836
2024	$6,003.00
2023		$50,028 (+33.31%)
2022	$2,680.00	$37,528	$263,307 (+33.31%) Land $50,000 Building $213,307
2021			$197,514 Land $45,000 Building $152,514

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Lamplighter Way in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	20 (1979–2015)
Claims Outside the SFHA	5 of 20
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms & Flooding, Sep 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Lamplighter Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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