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102 Lamplighter Way, O Fallon, MO 63368 Property Records

St. Charles County property record for 102 Lamplighter Way, O Fallon, MO 63368

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,112 sqft · built 1985
Lot Size0.1 acres (4,356 sqft)
Owner2 Individual Names on Record
Last Sale$315,000 (Jun 2025)
Tax Bill$3,203 (2025)
Deeds & MortgagesDec 2023 Mortgage
Jun 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNA850003322

Property Details

APN / Parcel Number

Primary APNA850003322
Alternative APN
  • 2-0070-5819-00-0132.0000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,112 sqft Living Area
Gross Area2,640 sqft
1st Floor Area780 sqft
Basement Area720 sqft
Finished Basement612 sqft
Unfinished Basement108 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,356 sqft (0.1 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Deck AreaDeck Area
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA850003322
Street Address102 LAMPLIGHTER WAY
CityO FALLON
StateMO
Zip63368-7323
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionVLGS OF PHEASANT PT VLG 1 LOT 132 I
Legal SubdivisionVLGS OF PHEASANT PT
Legal Lot Number132
JurisdictionST CHARLES MO
Township / Civil DivisionDARDENNE
Census Block Group2
Census Block2001
Census Tract311124

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address102 LAMPLIGHTER WAY, O FALLON, MO 63368-7323
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2023Deed of Trust, Mortgage · Conventional Mortgage
GENEVA FINANCIAL LLC
Jun 1, 2023Warranty Deed, Transfer · Conventional Mortgage
GENEVA FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2025 · Amount on Record
Deed SaleJun 30, 2025 · Amount on Record
Prior SaleJun 1, 2023 · Amount on Record
Deed Document Number202527660
Prior Transfer DateDec 19, 2022
Prior Transfer Doc0000067506
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address102 LAMPLIGHTER WAY, O FALLON, MO 63368-7323
Transaction TypeMortgage
Record UpdatedJan 17, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address8308 CHANTEL DR, CHOCTAW, OK 73020-2120
InvestorPossibly a Property Investor

Mortgage

Document Number0000051686
DateDec 21, 2023
Instrument2023R-051686
Lender
NameGENEVA FINANCIAL LLC
TypeMortgage Company
AddressCHANDLER, AZ 85225
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term354 Months
DueJun 1, 2053

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJun 1, 2023
Property Address102 LAMPLIGHTER WAY, O FALLON, MO 63368-7323
Document Number0000020834
Map ReferenceMB 24 PG 37
Instrument DateMay 26, 2023
Instrument2023R-020834
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanyTRUE TITLE COMPANY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1342 HIGH ST, EUGENE, OR 97401-3237

Transferred To (Grantee/Buyer)

NameVerified Name
Address8308 CHANTEL DR, CHOCTAW, OK 73020-2120

Mortgage

Document Number0000020835
DateJun 1, 2023
Instrument2023R-020835
Lender
NameGENEVA FINANCIAL LLC
TypeMortgage Company
AddressCHANDLER, AZ 85225
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2053

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$49,728 (+%)$261,724 (-) Land $50,000 Building $211,724
2025$3,203.00$49,727 (+11.94%)$261,724 (+11.95%) Land $50,000 Building $211,724
2023$44,421
2022$233,796 Land $50,000 Building $183,796

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims20 (1979–2015)
Claims Outside the SFHA5 of 20
Most Recent ClaimDec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms & Flooding, Sep 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Wisper ISP.

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